Case Wins Against Liberty Mutual

Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case.

Here are just a few examples of our disability appeal case wins against Liberty Mutual.

Store Manager - Butte, MT

Cushing’s Disease, Asthma

“Our client worked for a number of years as a store manager for a large national retailer. She developed severe respiratory difficulties and Cushing’s disease, and filed a claim for long term disability benefits. She received benefits for approximately one year, when Liberty suddenly told our client her condition had improved enough to allow her to return to work at a number of desk jobs.

The woman submitted an appeal, but during the review process she became increasingly skeptical that Liberty wasn’t handling the claim fairly. She found Fields Disability after searching for help online. Our attorneys collaborated with the woman to quickly collect medical records and narrative reports. After reviewing the medical records, our attorneys referred the woman to a functional capacity evaluation. Just a few weeks after the woman hired Fields Disability, our attorneys submitted the medical records, report, and evaluation to the insurance company along with a memorandum outlining our client’s legal rights under the statute governing the policy. After a brief review, Liberty reversed its decision to deny benefits and started paying our client’s claim.”

Store Manager - Butte, MT

Cushing’s Disease, Asthma

“Our client worked for a number of years as a store manager for a large national retailer. She developed severe respiratory difficulties and Cushing’s disease, and filed a claim for long term disability benefits. She received benefits for approximately one year, when Liberty suddenly told our client her condition had improved enough to allow her to return to work at a number of desk jobs.

The woman submitted an appeal, but during the review process she became increasingly skeptical that Liberty wasn’t handling the claim fairly. She found Fields Disability after searching for help online. Our attorneys collaborated with the woman to quickly collect medical records and narrative reports. After reviewing the medical records, our attorneys referred the woman to a functional capacity evaluation. Just a few weeks after the woman hired Fields Disability, our attorneys submitted the medical records, report, and evaluation to the insurance company along with a memorandum outlining our client’s legal rights under the statute governing the policy. After a brief review, Liberty reversed its decision to deny benefits and started paying our client’s claim.”

Associate of Product Support - Wichita, KS

Diabetic Neuropathy

“A man from Kansas suffered from severe diabetic neuropathy. Despite working a sedentary occupation where he was seated most of the time, he was unable to continue to work due to the chronic pain from his neuropathy as well as the inability to use his hands. His long-term disability insurer, Liberty Mutual, denied his benefits claiming that he had the functional capacity to perform his own occupation.

Not knowing what he was supposed to do, he found the attorneys at Fields Disability. His attorney at Fields reviewed all of the records the insurance company had and requested updated records to provide to the insurer. He also obtained a report from the client’s neurologist which highlighted that the client could not work. On appeal, the insurance company reversed their decision and reinstated the payment of monthly benefits. The client felt an incredible sense of relief knowing that he had an income on which to support himself and his family. ”

Welder - Princeton, WV

Chronic Inflammatory Demyelinating Polyneuropathy (CHIPS), Peripheral Neuropathy, Type I Diabetes

“A man from West Virginia had worked as a welder for his entire adult life. As a result, he had developed permanent vision damage. He also developed a rare condition that caused him widespread and chronic pain called Chronic Inflammatory Demyelinating Polyneuropathy (CHIPS). Wracked by pain and essentially blind, he knew that his days of welding were over. He applied for long-term disability benefits from his policy’s carrier, but was denied. He tried appealing the decision on his own, but the insurer upheld their prior decision.

The man wanted to sue the insurance company, but would not do it without some expert help. He hired Fields Disability and our team of attorneys filed a lawsuit in federal court within a month, and the insurer was forced to respond. Our attorneys provided arguments at the insurer, who immediately moved to begin settlement discussions and the Fields Disability team secured a favorable settlement for our client. ”

Plant Utility Operator - Clarksburg, MD

Bilateral Arthritis of the Knees, Shoulder Tendonitis, Depression

“Our client worked for several years as a machinery operator in a utility plant. He became disabled after developing severe degenerative joint disease in his knees, as well as shoulder issues and major depression. The pain and immobility kept him from being on his feet for extended periods of time. He was unable to work because his heavy duty job as a machine operator required frequent standing and walking. He filed a claim for long-term disability benefits with Liberty Mutual. The insurance company denied benefits from the outset, stating he could work his own occupation.

The man hired Fields Disability to help him appeal Liberty’s decision. Our attorneys developed substantial medical evidence supporting the man’s limitations. We secured statements from the man’s treating physicians describing his conditions. The appeal was submitted with legal arguments regarding Liberty Mutual’s duty to consider our client as a whole person, and not focus solely on individual conditions. Our client was subsequently approved for long-term disability due to the appeal.”

Cable Technician - Standish, MI

Neck Injury, Bad Shoulders, Back Problems, Migraines

“A cable installer from Michigan was hit head-on in his work truck and sustained shoulder and neck injuries. He took time off work and went back to school to get certified as an electrician. His shoulder and neck issues flared up again due to repetitive work activity and he was forced to stop working. His insurer constantly hassled him for additional documentation and took him off benefits twice saying he had not sufficiently proven his disability.

After an unsuccessful appeal of his insurer’s decision to stop paying, he called Fields Disability for help. Our team gathered all of our client’s medical records. Our attorneys reviewed the medical records and the notes from the insurer and found that our client had been wrongfully denied benefits. We filed a lawsuit in federal court to fight for our client’s rights. During preparation for a hearing, Fields Disability attorneys negotiated a generous lump-sum settlement. Our client was overjoyed to be through fighting the insurance company, and is happy with the help Fields Disability provided.”