“An occupational therapist from Florida was diagnosed with lymphocytic colitis. The disease resulted in urinary and fecal incontinence, diffuse joint pain, and severe fatigue. She was no longer able to perform her job as an occupational therapist. Her long-term disability insurer paid her benefits agreeing she was disabled from her Own Occupation. However, when the definition of disability changed to Any Occupation , Guardian denied the claim asserting that she had the functional capacity perform sedentary work.
The woman decided to hire Fields Disability. Her attorney collected substantial evidence from her medical providers showing she was unable to work in any capacity. Guardian performed a review and agreed the woman continued to be disabled from Any Occupation. The client was thrilled with the outcome and was able to pay off the debts she had amassed while her benefits were cut off.”