“A woman from Nebraska had worked as an underwriter for State Farm Insurance. She suffered from a history of chronic neck pain which eventually required the fusion surgery and a neurostimulator implant. The pain prevented her from working in any capacity, even in her sedentary job. The long-term disability insurer initially accepted the claim and paid benefits for two years. After two years, the insurer denied her claim for benefits stating that they believed she could work in other occupations which they had identified.

Not knowing what she was supposed to do, she hired the attorneys at Fields Disability. Her attorney at Fields Disability provided the insurer with all of the necessary medical records and reports from doctors supporting her disability. The insurer denied the appeal and the Fields Disability attorneys responded by filing a lawsuit in federal court. After negotiation, we were able to reach a settlement which provide incredible value to our client while mitigating any risk of the client ending up with nothing. The client was very pleased with the settlement and never having to deal with the insurer again.”