“A supervisor at Wal-Mart stores became disabled when she developed hidradenitis and carpal tunnel syndrome. As a result, she was unable to work. Liberty Mutual, denied the claim for the outset, stating that her conditions fell under a pre-existing condition provision in her policy.
Not sure what she should do, she reached out to Fields Disability. Her attorney researched the effective date of the policy to determine if the pre-existing condition clause was valid. Additionally, he closely analyzed the medical records and determined that, even if the pre-existing clause was valid, the woman’s carpal tunnel did not meet the definition. On appeal, the insurance company reversed their decision and paid all past-due benefits. The woman was so impressed with her attorney at Fields Disability that she hired him to attempt to settle the claim on a full-final and complete basis.”