“Our client was a Maintenance Mechanic from Alabama. Unfortunately, he developed Meniere’s disease and Benign Paroxysmal Positional Vertigo later in life and was unable to continue working. He received Long-Term disability benefits through his employer’s plan with Liberty Mutual for two years. However, when the definition of disability changed under his policy Liberty Mutual discontinued his benefits.
Liberty Mutual had hired private investigators to conduct surveillance on our client and hired doctors to review his medical records. Although, the surveillance footage never showed our client doing activities outside his restrictions; and although the medical record reviewers confirmed his diagnoses; Liberty Mutual denied the claim asserting it had determined he could return to full time work in one of a few different jobs.
After becoming our client, Fields Disability developed a plan to fight this discontinuance. We scoured Liberty Mutual’s review of the claim and reached out to our client’s treating doctors, asking pointed questions in response to Liberty Mutual’s position. We built the arguments necessary to show Liberty Mutual had failed to properly credit our client’s social security award; and had failed to consider the most recent medical documentation. After reviewing our appeal Liberty Mutual reversed its decision, paid our client his back pay, and recommenced monthly benefit payments.”