Case Wins for our clients in Hawaii
Here are just a few examples of our disability appeal case wins for our clients in Hawaii.
Dispatcher - Waipahu, HI
Chronic Pain Disorder, Cervical Myelopathy, Carpal Tunnel Syndrome, Spinal Stenosis with Myopathy, Failed Back Surgery, Back Pain, Major Depression, Severe Anxiety, Insomnia.
“Our Client had worked as a Dispatcher at Disney World Services before becoming disabled and unable to work in 2017. Our client was approved for and received short-term disability benefits, which ran from his date of disability, through its exhaustion.
After the expiration of his short-term benefits, our client became eligible for long-term disability benefits from his policy’s carrier, Hartford Life and Accident Insurance Company. He applied for long-term disability benefits, but his application was denied by The Hartford. The Hartford denied our client’s long-term benefits because it determined he did not meet the definition of “Disability” and the medical information it had did not support an inability to perform his Own Occupation.
Our client was removed from work on the advice of his treating providers, as his conditions were debilitating enough to prevent him from being able to perform the essential duties of his Own Occupation, as defined in The Hartford’s policy.
Upset at his sudden loss of income, he called Fields Disability for help appealing The Hartford’s decision. The attorneys at Fields Disability contacted our client’s doctors to compile reports of all of his symptoms and treatments. The attorneys pulled together and submitted a comprehensive appeal. After a short period of time, The Hartford decided to overturn its previous denial of benefits, and retroactively paid our client back all his long-term disability benefits immediately. “
Cashier - Kailua Kona, HI
“A young woman from Hawaii suffered from a seizure disorder which caused her to experience multiple seizures daily. Not surprisingly, she was unable to perform her job as a cashier at Costco. Her long-term disability insurer initially accepted the claim, however they later denied her claim for benefits. The insurer alleged that the seizures were a symptom of a mental disorder, not a physical condition, despite medical evidence indicating there was an electrical abnormality in her brain. Therefore, she had reached the maximum period for mental health disorders under her policy.
Scared and unsure of what to do, she reached out to Fields Disability. Her attorney at Fields went right to work reviewing the entire file from the insurance company and creating a plan. Soon after, he filed a lawsuit in federal court. Leveraging his knowledge of the file and law, her attorney was able to negotiate a settlement with the insurance company which she was very happy with.”