Case Wins for our clients in Iowa
Here are just a few examples of our disability appeal case wins for our clients in Iowa.
Call Center Manager - Sioux City, IA
“A woman who worked as an Call Center Manager in Iowa became disabled after a long struggle with fibromyalgia. Her chronic pain severely limited her ability to work and focus on managing her employees. She applied for disability benefits, but the long-term disability carrier was extremely skeptical of her claim. After receiving a denial, the woman filed three separate appeals on her own. The insurance company denied each and every one, stating the medical information available did not provide a basis for an inability to work.
The woman hired Fields Disability to sue the insurance company. After reviewing the file from the insurance company, her attorney noted several flaws in the review process. After the suit was filed, the attorney went to work negotiating a settlement based on several critical errors in the insurer’s review of the claim. The insurer agreed to pay a substantial financial award to our client, who was extremely pleased with the settlement.”
Remediation Representative - West Des Moines, IA
Low Back Pain, Torn Meniscus
“Our client worked as a Remediation Representative prior to developing low back pain and tearing his meniscus. He filed a claim for long term disability benefits, as he could no longer work. The insurer denied the claim, stating his low back pain was a pre-existing condition under the policy.
However, the insurer failed to consider the meniscus injury that severely affected the man’s mobility. Fields Disability filed a lawsuit against the insurer for past and future benefits. After several weeks of negotiations, the insurer agreed to settle the case on favorable terms for our client. ”
Nurce - Ankeny, IA
“A woman from Iowa suffered from incontinence as a result of cancer treatments. This condition made it impossible for her to work in any capacity. She suffered from accidents multiple times a day. Cigna, her long-term disability insurer, accepted her claim and paid benefits. The insurer later denied her claim stating that she should be expected to return to work by that time.
Not knowing how to fight the insurance company, she reached out to Fields Disability. The attorneys at Fields got to work updating the client’s medical records to provide the full scope of the client’s condition. Once the records were compiled, we drafted a winning appeal which led the insurance company to overturn their denial and reinstate her benefits. The client felt a huge sense of relief that she would have a steady source of income to support herself. ”
Telephone Account Representative - Lisbon, IA
Severe Anxiety, Depression, Gastrointestinal Issues, Cognitive Disorder
“An Iowa woman worked as a telephone account representative for a premiere online digital marketing company. She was forced to stop working due to severe anxiety, depression, gastrointestinal issues, and a cognitive disorder she had developed. Concerned about her future, she applied for long-term disability benefits.
The insurance company denied her application for benefits, claiming that the woman had not been disabled during her long-term disability policy’s elimination period. She tried appealing the insurer’s decision with the help of a local attorney, but failed to persuade the insurer to change their decision. She had soon filed all of the appeals she was allowed to and had nowhere to turn.
Out of options, the woman approached Fields Disability, and spoke to an attorney about her claim. We took on her case, and immediately filed a lawsuit against the insurance company arguing that their denials had been arbitrary, capricious, unreasonable, irrational, wrongful, and contrary to both the law and the terms of her insurance plan. Our attorneys fought back and forth with the insurance company, and ultimately secured a settlement for our client. ”
Retail Assistant Manager - New Albin, IA
Hip Pain, Degenerative Disc Disease, Spondylosis
“An assistant manager from Iowa had back and hip pain. Her job in a retail store required constant walking, bending, and lifting, so she was forced to stop working. She initially received long-term disability benefits, but after a few months she was sent a letter explaining that benefits would stop because she no longer met their definition of “disabled.”
Upset at her sudden loss of income, she called Fields Disability for help appealing the insurer’s decision. The attorneys at Fields Disability contacted our client’s doctors to compile reports of all of her symptoms and treatments. The insurance company hired their own “independent” doctor to review the case, and denied the appeal.
Our attorneys filed a lawsuit against the insruance company in federal court to fight for our client. During preparation for trial, Fields Disability attorneys were able to negotiate a generous lump-sum settlement for our client. She was overjoyed with the resolution of her case.”