Case Wins for our clients in North Dakota
Here are just a few examples of our disability appeal case wins for our clients in North Dakota.
Cashier - West Fargo, ND
Psoriatic Arthritis, Knee Replacement Surgery
“A cashier became disabled after undergoing a total knee replacement surgery and developing psoriatic arthritis. His symptoms kept him from sitting and standing for long periods of time. His arthritis severely affected his hands and resulted in an inability to gross and fine manipulate during work tasks. The insurance company initially approved him for benefits. When the definition of “”disabled”” changed under his policy, the insurer denied benefits claiming that he was able to perform sedentary jobs.
The man hired Fields Disability to fight the insurer’s wrongful denial. Fields Disability attorneys ordered medical records from the man’s treating providers. Upon reviewing the medical information, our attorneys secured a report from the man’s treating rheumatologist documenting his inability to sustain full-time work and use his hands for more than a few minutes. Our attorneys used that information to secure a favorable decision from the insurer. The man received a substantial backpay check and hired Fields Disability to negotiate a settlement so he never had to deal with them again.”
Medical Lab Technician - Washburn, ND
Neuropathy, Diabetes, Leg Pain
“A medical lab technician from Minnesota began experiencing leg pain associated with diabetes. Eventually, she began losing sensation in her legs. Sitting or standing for long periods became extremely painful and she was forced to stop working. Her insurer at work approved her for monthly long-term disability benefits. After a decade of receiving benefits, the insurance company stopped payment saying that she no longer fit their definition of “disabled.”
Shocked that her benefits had suddenly been cut off, she contacted Fields Disability for help. Our attorneys gathered all of the documents from the insurance company and our client’s doctors to compile strong evidence against the insurer. The insurance company based their denial on one doctor’s report which had multiple mistakes and typos. Our attorneys sent a strong appeal to the insurance company but the insurer did not reverse it’s decision and the Fields Disability attorneys filed a lawsuit to fight for our client. During preparations for trial, our attorneys negotiated a generous lump sum settlement. Our client was pleased with the settlement check and happy with the professional advocacy Fields Disability provided.”
Black Jack Dealer - Michigan, ND
Right Frozen Shoulder
“A woman was forced to end her career as a Black Jack dealer after a series of shoulder injuries resulted in frozen shoulder. She received benefits from her long-term disability insurer for more than three years before the insurance company sent her to a doctor to be evaluated. That doctor provided an opinion to the insurance company, which stated that the woman should be able to return to work. Thus, the insurance company stopped paying he benefits. She attempted to appeal the insurance company’s decision on her own, but the insurance company refused to reinstate her benefits.
The woman turned to Fields Disability for help. We had the opportunity to file a second appeal. We used that opportunity to build up the evidence in her file. We included updated medical records and disability opinions from her doctors. Although the insurance company did not overturn their decision based on that appeal, Fields Disability was able to proceed forward with a lawsuit against the insurer because we were confident with the evidence in the file. In the end, the insurance company was willing to pay our client a substantial amount of money to settle the claim, rather than submitting the issues to a judge. ”