Case Wins for our clients in Virginia
Here are just a few examples of our disability appeal case wins for our clients in Virginia.
Licensed Practical Nurse - Bassett, VA
Multiple Sclerosis, Fatigue, Cognitive Decline
“A nurse who was experiencing fatigue, balance issues, and cognitive decline was diagnosed with multiple sclerosis. She could no longer perform her normal work duties so she applied for long-term disability benefits through her employer’s insurance company. The insurance company approved her benefits, but after paying for two years, the benefits suddenly stopped.
Worried about her lost income and declining health, she contacted Fields Disability for help. The attorneys at Fields Disability obtained medical records from all of our client’s doctors and obtained the claim file from the insurance company. In the two weeks before the denial was sent, our client had twenty injections due to worsening symptoms. With strong evidence compiled, our attorneys sent an appeal to the insurer.
The insurance company changed their minds and granted benefits. Our client received a lump-sum check for back pay and is receiving monthly benefits again. She is relieved to be through fighting the insurance company, and is pleased with the professional advocacy Fields Disability provided.”
Electrical Technician - Spotsylvania, VA
“Our client was an Electrical Technician from Virginia who suffered from Glioblastoma. He developed symptoms overt ime and after it was diagnosed he was removed from work by his treating doctors. Our client then applied for long-term disability benefits through his employer’s plan with Voya administered by ReliaStar. Regrettably, the insurer denied our client’s claim for benefits asserting that treatment our client received prior to applying for benefits barred his claim as “pre-existing.”
Our client reached out to Fields Disability for help fighting this denial. Our attorneys examined all of our client’s medical records and all of the documentation utilized by the insurer in denying benefits. Next, our team drafted an appeal outlining that the pre-existing condition limitation did not apply to this case based upon the objective evidence contained within the file and the opinions of the treating doctors.
Unfortunately, prior to submitting this claim, our client passed away from his debilitating Glioblastoma. Our attorneys submitted the appeal and argued that claimant’s family was entitled to the Survivor Benefit available under the relevant Policy in addition to our client’s back pay for wrongly denying this claim. After receiving and reviewing our appeal, the insurer paid our client’s family his back pay and the Survivor Benefit.”
Administrative Assistant - Warrenton, VA
“An Administrative Manager was forced to leave work when she suffered a traumatic brain injury with post-concussion syndrome. Her symptoms resulted in ophthalmological issues, migraines, depression, and anxiety. She applied to Cigna for long-term disability benefits, which were denied from the outset.
The woman hired Fields Disability to file an appeal with the insurance company. Cigna failed to handle the appeal fairly and denied the woman’s benefits relying on a doctor report that stated the woman could perform her job as an administrative manager if she limited her computer use to 30 minutes at a time with 15-30 minute breaks. Our attorneys hired a vocational consultant to state there was no chance the woman could perform her job if she was limited to such short periods of computer use. On the second appeal, Cigna acknowledged the tremendous error and approved the woman’s benefits. She was grateful to her attorneys for continuing to fight on her behalf, even after the first appeal denial.”
Chief Exectutive Officer - Staunton, VA
“Our client worked chief executive officer of a business in Virginia. She suffered from Sjogren’s Syndrome, Leucopenia and Chronic Fatigue Syndrome. After her doctors removed her from work she applied for Long Term Disability benefits through her employer’s plan. Unfortunately, the insurance company denied her claim for benefits. Our client appealed this decision on her own but was unable to reverse the insurer’s decision.
Having exhausted her appeals, she reached out to Fields Disability for help filing a lawsuit. Our team filed a lawsuit on our client’s behalf and entered into settlement negotiations with the insurer’s attorney. Our attorneys were able to negotiate a settlement permitting our client to move on from this matter, without having to go to court over her claim. ”
Project Manager - Richmond, VA
Fatigue, Unexplained Weight Loss, Anxiety
“A 51-year-old Project Manager developed severe fatigue and extreme weight loss. Unfortunately, doctors were not able to pinpoint the cause of his problems, which left the man very frustrated. His frustration intensified when his conditions rendered him unable to perform his job duties. He applied for long-term disability benefits, but the insurer denied his claim. The insurance company led the man to believe that he could appeal their decision to deny his benefits on his own, so he did. However, the insurance company denied his appeal and his only remaining option was to proceed with a lawsuit against the insurance company.
At that stage, he turned to Fields Disability for help. Unfortunately, we had to explain to him that the case would be much harder for us to pursue because he had completed his appeal on his own. We proceeded with the uphill battle. Luckily, after filing the lawsuit, we were able to reach a settlement with the insurance carrier.”