Case Wins for our clients in West Virginia
Here are just a few examples of our disability appeal case wins for our clients in West Virginia.
Welder - Princeton, WV
Chronic Inflammatory Demyelinating Polyneuropathy (CHIPS), Peripheral Neuropathy, Type I Diabetes
“A man from West Virginia had worked as a welder for his entire adult life. As a result, he had developed permanent vision damage. He also developed a rare condition that caused him widespread and chronic pain called Chronic Inflammatory Demyelinating Polyneuropathy (CHIPS). Wracked by pain and essentially blind, he knew that his days of welding were over. He applied for long-term disability benefits from his policy’s carrier, but was denied. He tried appealing the decision on his own, but the insurer upheld their prior decision.
The man wanted to sue the insurance company, but would not do it without some expert help. He hired Fields Disability and our team of attorneys filed a lawsuit in federal court within a month, and the insurer was forced to respond. Our attorneys provided arguments at the insurer, who immediately moved to begin settlement discussions and the Fields Disability team secured a favorable settlement for our client. ”
Store Manager - Beckley, WV
Diabetic Nephropathy, Chronic Kidney Disease, Hypertension, Coronary Artery Disease
“A manager of a Kroger’s grocery store in West Virginia suffered from a number of different conditions. After attempting to continue working despite his condition, he soon realized he simply couldn’t work. After applying for short-term disability benefits, MetLife denied his claim for benefits. Their denial claimed that the medical information available did not provide clinical findings that would preclude him from working.
Not sure what he should do, he reached out to Fields Disability. After completing his review of the client’s file from the insurance company, his attorney developed a plan to fight the denial. He updated medical records and obtained a report from the client’s treating doctor and drafted a winning appeal. The insurance company reversed their decision and reinstated the client’s benefits and paid all the past-due benefits. The client was extremely relieved and grateful to have his sole source of income back.”
Accountant - Marlinton, WV
Shoulder Pain, Neuropathy, Arthritis, Diabetes
“In 2005, an accountant from West Virginia seriously injured her shoulder in an accident at home. She had multiple surgeries, but ultimately regained only limited use of her right arm. She stopped working because she was in constant pain and had limited use of her dominant hand. Guardian Insurance approved her application for long-term disability benefits, and she received benefits from Guardian for almost ten years until she received a letter saying that she was no longer disabled and that Guardian would stop paying her benefits.
Shocked that Guardian would stop benefits after almost ten years, she contacted Fields Disability to assist with an appeal. Our attorneys diligently searched through our client’s medical records and found the insurance company ignored several comments from doctors. Fields Disability attorneys called our client’s doctors to write full reports so Guardian could not ignore them in the appeal. Ultimately, our client was awarded continuing long-term benefits and a lump-sum payment for back pay. She was pleased with the professional staff at Fields Disability and relieved to have financial peace of mind once again.”
Line Worker - Bluefield, WV
Tachycardia, Hypertension, Neuropathy
“A Line Worker for a telecommunications company in West Virginia was diagnosed with a host of medical conditions, including tachycardia, hypertension, and neuropathy which resulted in an inability to perform work in any competitive setting. Although the insurance company properly paid benefits for nearly 24 months, it denied benefits and claimed the man could perform the extremely heavy duties of his job as a line-worker despite his cardiovascular conditions and neuropathy. The insurer also gave no weight to the fact that the Social Security Administration found claimant completely and totally disabled.
The man hired Fields Disability to file his case in federal court. Our attorneys argued that even if the man wasn’t totally disabled, the most insignificant physical limitation from his conditions would rule out his ability to work as a line worker. After several months of negotiations where we were able to increase teh insurer’s “top offer” a number of times, we successfully negotiated a settlement with the insurance company that allowed the man to supplement his Social Security Disability income and care for his two young children.”