PROVEN LAWSUIT RESULTS

Customer Service Representative - Belton, TX

Congestive Heart Failure, Memory Problems

“A Texas customer service representative began feeling short of breath. His doctor diagnosed him with congestive heart failure, and recommended limiting his activity. He stopped working due to his disability. The insurance company initially approved him for long-term disability benefits, but after nearly two years, they sent a letter saying that he no longer fit their definition of “disabled.”

Frustrated at the decision from his insurer, he contacted Fields Disability to determine his next steps. The attorneys at Fields Disability contacted our client’s doctors and compiled a strong summary of treatment and symptoms. The appeal was unsuccessful but our attorneys filed a lawsuit in federal court to fight for our client’s benefits. During preparation for trial, Fields Disability attorneys were able to negotiate a generous lump-sum settlement for our client’s remaining benefits.”

Bank Teller - Tavares, FL

Advanced Degenerative Disc Disease, Cervical Radiculopathy, Fibromyalgia, Chronic Pain

“A teller at a bank came to us after the insurance company denied her disability benefits. She was distressed because she suffered from advanced degenerative disc disease, cervical radiculopathy, fibromyalgia, and chronic pain and simply could not do her job. She was dealing with ongoing pain in her back, arms and legs that diminished her quality of life and made it impossible for her stand for long hours at work. The insurance company claimed that there was not enough evidence to support her disability and denied her.

The woman called Fields Disability to represent her in appealing the insurance company’s denial. We worked with her doctors to obtain objective evidence of the impairments that make her unable to perform her own occupation. The doctor provided us with information concerning our client’s functional restrictions and limitations, which allowed us to directly attack the insurance company’s assertion that was able to do her job.

After thorough analysis of the law and our client’s case, we drafted an appeal that exposed the insurance company’s improper and deficient review of our client’s limitations. Our appeal was successful and our client now receives the benefits to which she is entitled. She was very relieved that our team was able to fight the insurance company to pay her benefits without having to file a lawsuit.”

Insurance Claims Adjuster - Miami Gardens, FL

Degenerative Disc Disease, Radiculopathy, Carpal Tunnel

“An insurance claims adjuster from Florida with Degenerative Disc Disorder and Severe Carpal Tunnel was forced to stop working due to her conditions. She applied for Long Term Disability benefits and was denied, stating that despite being only able to occasionally lift 3 pounds, she was able to work. She appealed the decision and was denied again, despite pointing out that she was receiving social security disability benefits.

Upset by the decision, she contacted Fields Disability for help. our attorneys reviewed the case file and determined their analysis of the independent evaluation was faulty. We promptly filed a federal lawsuit against the insurer to fight for our client’s rights. During preparations for trial, our attorneys negotiated a lump-sum settlement with the insurance company, which our client accepted. ”

Financial Analysis Manager - Hastings, MN

Depression

“Depression rendered a 56-year old woman incapable of performing her job as a Financial Analysis Manager. Her job required a high degree of critical thinking and organizational skills. The woman’s treating psychologist told The Standard that the woman was not capable of performing her job duties, but The Standard ignored the doctor and refused to pay the woman her short-term disability benefits.

The woman turned to Fields Disability for help. Our team assembled an appeal in which we argued that our client’s treating doctors’ opinions were more credible than the doctor that The Standard hired to opine that our client was not disabled. In the end, The Standard was forced to overturn their previous denial of benefits and the woman received payments dating back several months.”

Custodian - Lake Lillian, MN

Bilateral Knee Problems

“The insurance company took away benefits from a disabled custodian who worked at public school. The man suffered from bilateral knee problems. He injured both of his knees when he fell on ice. The insurance company argued that the custodian was able to perform a sedentary or light job, and therefore, was not entitled to benefits. It based its decision on results of a functional capacity evaluation that was never even conducted.

The man retained Fields Disability to represent him in appealing the erroneous decision. Our team prepared an appeal by gathering evidence to show that the man is precluded from performing the substantial and material duties of any job. This meant obtaining support from his doctors and a vocational expert. We were successful in our appeal and the man was awarded his benefits. He was relieved knowing that he had financial security despite his inability to work.”