PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Mechanic - Davie, FL
Meniscus Tear, Knee Pain, Knee Replacement
“A Florida Mechanic experienced chronic pain after having knee replacement surgery on both knees. His work required moving, stooping, and lifting, and his condition eventually became too severe for him to continue work. He was initially approved for long-term disability benefits through Lincoln Financial. Suddenly, after receiving more than five years of monthly benefits, Lincoln Financial sent him a letter indicating he no longer met their definition of disabled and monthly benefits would stop.
Shocked at the sudden loss of income, he contacted Fields Disability for help. The attorneys at Fields Disability contacted our client’s treating physicians, and ordered an independent vocational report to illustrate the serious nature of our client’s condition. Fields Disability submitted a strong appeal to Lincoln Financial and kept our client updated every step of the way. Ultimately, Lincoln Financial overturned their original decision. Our client received a lump-sum benefit for back-pay and had his monthly benefits reinstated. Our client was overjoyed that his monthly income was restored.”
Director of Sales and Marketing - Henderson, NV
Heart Disease, Anxiety
“Our client was a Director of Sales and Marketing who developed severe heart disease and associated anxiety and depression. He left work at the advice of his doctors and submitted a claim to his disability insurance carrier, which paid the short term claim but denied the long term claim. The insurer claimed that our client’s conditions were pre-existing under the terms of the policy and refused to pay.
However, the man had only taken blood pressure medication and had never been diagnosed with heart disease in the lookback period. The Fields attorneys argued that our clients conditions were not pre-existing and merely a risk factor for his later heart condition. After filing a lawsuit in federal court, the Fields attorneys assisted our client in negotiating a favorable settlement to resolve the dispute.”
Long Haul Trucker - Bakerfield, CA
Lumbar Stenosis
“Our client worked as a trucker for several years. He developed severe low back pain that rendered performance of his work duties impossible. Luckily, he had recently elected disability coverage with Guardian through his employer. He submitted his claim to Guardian, however the insurer denied benefits stating our client’s conditions were pre-existing. However, he had clearly not treated for his low back during the period of time in question.
On appeal, the Fields attorneys compiled medical information to unequivocally show that our client did not treat for his low back conditions during the time period in question. After review of the appeal, Guardian approved the claim and our client received a check for all past-due benefits.”
Nurse Auditor - Prairieville, LA
Bilateral Knee Osteoarthritis, Spinal Stenosis, Depression
“Our client was employed as a nurse auditor for a large hospital in New Orleans. Due to severe knee issues, she left work. She was unable to perform the duties of her job, which included travel, lifting boxes full of documents, and frequent standing and walking. Her long-term disability insurance carrier denied benefits from the outset, stating our client was a nurse charge master coordinator – a job that did not require any of more strenuous duties of her actual job.
She hired Fields Disability to build an appeal supporting her entitlement to benefits. The Fields attorneys referred our client to a vocational evaluation which found our client held a composite job with the duties of two distinct occupations. The insurer completely ignored the vocational report and denied the appeal. Our attorneys filed suit in federal court and assisted our client in negotiating a favorable settlement using the failure to consider the vocational report as leverage.”
Customer Service Manager - Savannah, TN
Memory Loss, Dizziness, Chest Pain, Slurred Speech
“A Customer Service Manager from Savannah, Tennessee began having cognitive issues. He had trouble remembering things, he would lose his balance, and his speech began to slur. He was no longer able to work in his managerial role. He received long term disability benefits from his insurer at work for about six months, but then the insurance company stopped paying because they said he could return to work.
He was worried about his lost income and still unable to return to work, so he called Fields Disability for help. Our team obtained the claim file from the insurance company and Fields Attorneys found that the insurance company was egregiously misinterpreting our client’s job responsibilities. Our attorneys drafted a strong appeal to the insurer pointing out the errors in how they handled our client’s claim. The insurance company changed their mind and our client received a lump-sum for back-pay and ongoing monthly benefits. Our client was pleased to be through fighting with his insurer, and happy to have his income restored.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
