PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
University Department Head - Alta Loma, CA
Interstitial Cystitis, Pelvic and Abdominal Pain, Migraines, Depression
“A University Department Head began feeling intense abdominal pain. Her doctor diagnosed her with interstitial cystitis; a bladder condition that causes serious discomfort. As she searched for treatment options, she became depressed. Her symptoms caused her to miss work, and she applied for disability benefits through her employer. The insurer approved her for short-term benefits, but when the time came to switch her claim to long-term disability, the insurer said she no longer fit their definition of disabled.
Worried for her lost income, she contacted Fields Disability for help. Our team contacted the insurance company and received a complete copy of her claim file which revealed that our client had an opportunity to appeal the decision. Our support team obtained medical records from all our client’s treating physicians and requested narrative reports that supported our client’s claim. After the evidence was gathered, Fields Attorneys drafted a strong appeal to the insurance company, highlighting treatment records and the applicable law. The insurer reviewed the appeal and overturned their decision, Our client received a lump sum for back-pay and received ongoing monthly benefits. She is happy to be through fighting the insurance company, and is pleased with the help Fields Disability provided.”
Tier III IT Specialist - Louisville, KY
Cerebral Infarction, Hemiplegia, Hemiparesis, Chronic Fatigue, Cognitive Issues, Short Term Memory Loss, Severe Anxiety Disorder
“A man from Kentucky became disabled following a stroke. He had spent his career working as a Tech Specialist, but was unable to continue afterward due to partial paralysis, chronic fatigue, cognitive deficits, short term memory lost and severe anxiety. After leaving work he applied for long-term disability benefits from his policy’s insurer and was approved. He received payments for 9 months, but suddenly received a termination letter from the insurer, cutting his benefits off.
He knew he needed help fighting the insurer and partnered with Fields Disability. The attorneys at Fields gathered extensive documentation on his case from his physicians and submitted a well-crafted appeal of the denial decision. However, the insurer persisted in their denial, refusing to overturn their prior determination. The Fields lawyers then filed a federal lawsuit against the insurer. After extensive negotiations, the Fields team was able to secure a sizable settlement in our client’s favor.”
Delivery Driver - St. Cloud, MN
Ankylosing Spondylitis, Degenerative Disc Disease
“A delivery driver from Minnesota was diagnosed with ankylosing spondylitis. Due to his condition, standing or sitting for long periods of time became very painful and he was unable to work. He applied for disability benefits with The Standard Insurance Company and was initially approved, but only for twelve months. After the twelve month period was up, The Standard Insurance Company sent him a letter saying that he was not disabled from Any Occupation, so his benefits would stop.
Shocked, and frightened that his monthly income was taken from him, he called Fields Disability. The attorneys at Fields Disability discovered that the insurer classified our client’s condition as an other limited condition, which limited coverage to only twelve months. Our attorneys compiled strong medical evidence and determined that the insurance company had categorized our client’s ankylosing spondylitis incorrectly. We filed a convincing appeal and The Standard Insurance Company reversed its decision, continuing our client’s monthly benefits and paying back-pay. Our client was pleased with the professionalism of Fields Disability, and relieved to have his monthly benefits reinstated.”
Sales Executive - Holiday, FL
Right Knee Pain, Torn Meniscus, Venous Insufficiency, Obesity, Lipedema, Low Back Pain, Lumbar Disc Degeneration
“A 49-year-old individual worked as an In-House Sales Executive before becoming disabled due to conditions relating to her knee. Our client was accepted for short-term disability, which she exhausted and proceeded to apply for long-term disability benefits, which was denied by Unum after her application. Unum denied our client’s long-term disability application for benefits because it claimed she did not meet the Definition of Disabled.
Upset by the sudden loss of income, she contacted the attorneys at Fields Disability to appeal Unum’s denial of long-term disability benefits. The Fields attorneys compiled all her medical records, obtained favorable reports from her treating doctors, and submitted a comprehensive appeal. Unum, after only a few weeks, made a decision to overturn its prior denial of benefits and retroactively paid back our client’s outstanding disability benefits. Our client was astonished at the quick results from the attorneys at Fields Disability and was excited about the outcome.”
Business Systems Analyst - St. Anthony, MN
Chronic Fatique, IBS, Rhabdomyolysis
“A Business Systems Analyst was forced to resign from his job due to rhabdomyolysis – a serious disease that leads to breakdown of muscle tissue and kidney damage. His symptoms resulted in a complete inability to keep up with the heavy intellectual demands of his job. The Standard denied benefits outright, stating there was insufficient medical evidence to show the man was unable to perform his own occupation.
The man was indecisive about whether he would hire a lawyer to assist with his appeal. He contacted Fields with just over a month to file his appeal, concerned that it was too late to mount an effective appeal. The Fields attorneys quickly gathered medical evidence from our client’s doctors and requested detailed reports responding to The Standard’s claims. The medical evidence and reports were attached to a legal memorandum citing federal law that supported the case. The Standard reversed its decision and paid the man his benefits, enabling him to bring his mortgage up to date and keep his truck from being repossessed.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
