PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Business Process Analyst - Hermitage, TN
Parkinson's Disease, Chronic Pain, Fatigue
“Our client suffers from Parkinson’s Disease accompanied with chronic pain, fatigue, and balance issues. He was taken out of work by his doctors and applied for and received short-term disability benefits. After exhausting these benefits, he applied for long-term benefits and was initially approved. In the meantime, he was also approved for Social Security Disability Benefits by the Social Security Administration. However, a few months later, his long-term insurer discontinued his long-term disability benefits, stating that his Parkinson’s was now stable and he could perform the work in his own occupation. Our client was lost and sought out the Fields Disability Team for guidance through this confusing process.
Our team quickly gathered all the information needed to submit an appeal for our client. Our attorneys drafted an appeal that pointed to the flaws in the insurer’s argument for terminating benefits. We explained that even the federal government deemed our client disabled from performing any type of gainful employment. Our attorneys also had our client’s doctors draft reports in support of disability. We pointed to specific instances in the medical records that also align with disability in any occupation. After this appeal and the help of the Fields Disability Team, the insurer understood our client was disabled and reinstated ongoing benefits.”
Human Resources Manager - South Hadley, MA
Spinal Stenosis with Radiculopathy
“A Human Resources Manager for a small business left work on a leave of absence to focus on his low back issues. He applied for disability benefits from MetLife, his long-term disability insurance carrier. MetLife approved and paid our client’s claim for the entire 36 month Own Occupation period. However, the insurance company then stated our client was able to return to work at a number of sedentary jobs.
He searched for help online and found Fields Disability. Fields Disability attorneys assisted our client in determining the medical and legal basis MetLife used to terminate his disability benefits. After review of the information MetLife produced, our attorneys worked towards building medical evidence to challenge the insurer’s denial. The medical evidence was submitted to the insurance company as a part of the appeal. MetLife swiftly overturned its decision to deny benefits and paid our client’s claim.”
Sales Route Driver - Roanoke, VA
Degenerative Disc Disorder with Radiculopathy, Spinal Stenosis, Spondylosis, Polyneuropathy, Hypertension, Chronic Neuropathy
“Our client applied for and received short-term disability benefits from an insurance company provided by his employer. However, when our client was supposed to transition to long-term benefits, the insurance company denied his benefits. The insurer claimed that our client was capable of performing the essential duties of his own occupation and based its determination on the opinion of a doctor that had never met our client.
Our client was very upset that the insurance company had ignored the opinions of his own doctors and cut-off his only source of income. He retained Fields Disability and our attorneys moved quickly. We reached out to our client’s doctors, collected updated medical records, and drafted a winning appeal. The insurance company could not ignore the evidence submitted by the team at Fields and approved our client’s long-term disability benefits, sending him a large backpay check.”
Brake Pack Sorter - Manchester, NH
Degenerative Disc Disease, Chronic Low and Mid Back Pain, Fibromyalgia, Left Wrist Impairment
“A Brake Pack Sorter from New Hampshire gradually developed widespread degenerative disc disease from his heavy exertion job. Eventually, his pain became so great that he was forced to leave work. He applied for long-term disability benefits but was denied by the insurance company. Needing help to appeal the denial decision, he retained Fields Disability to fight for his benefits.
The Fields team put together an appeal of the insurer’s decision, but upon review the insurance company upheld their denial. The Fields attorneys then filed suit against the insurer in federal court, claiming the full benefit amount as damages. Faced with mounting litigation, the insurer came to the bargaining table and the Fields attorneys were able to negotiate a favorable settlement for our client.”
Laboratory Technician - Independence, KY
Rheumatoid Arthritis, Osteo Arthritis, Sjogren’s, Fibromyalgia, Chronic Fatigue Syndrome, Broken Knee
“A Laboratory Technician was forced to stop working due to a multitude of illnesses and a knee injury she had sustained requiring surgery and three months physical therapy. Her chronic illnesses complicated her return to work and the insurer continued to pay her benefits until the definition of disability changed from Own Occupation to Any Occupation after 24 months. The insurance company reopened her claim after she was subsequently awarded SSDI. Even with the social security administration’s disability determination, the insurer continued to contact the client every few months to request updated medical records. This required our client having to schedule unnecessary appointments for her chronic conditions costing her time and money from her fixed disability income.
Tired of the harassment, our client reached out to the Attorneys at Fields Law Firm to assist with negotiating an early buyout/settlement of her claim. Our attorneys requested a copy of our client’s claim file, obtained updated medical records and submitted them to the insurance company asking if they would be interested in buying out the remainder of her claim. Our team was able to negotiate with the insurance company to get them to pay significantly more than their initial offer. Our client was happy to get her monthly benefits in advance to help plan her long-term care and end the tenuous relationship with the insurance company.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
