PROVEN LAWSUIT RESULTS

Client Service Representative - Sapulpa, OK

Post-Traumatic Stress Disorder, Major Depressive Disorder, Panic Disorder, Anxiety, Depression

“Our client from Oklahoma was receiving long-term disability benefits from an insurance company provided by her employer for less than four months until it decided that the medical information it had was not sufficient proof for the insurance company to determine our client still met the definition of disability as required to receive benefits. Unsure of what to do, our client turned to the attorneys at Fields Disability for assistance in appealing the insurance company’s decision to terminate benefits. The attorney’s at Fields Disability gathered all the most favorable medical records and submitted a comprehensive appeal demanding our client’s long-term disability benefits be reinstated.

Unfortunately, the appeal was denied, and the insurance company upheld its prior decision that benefits were to be terminated because our client did not meet the policy’s definition of disability. Unwilling to stop there, the attorneys at Fields Disability quickly filed a lawsuit against the insurance company in federal court. During preparation for trial, the Fields Disability attorneys were able to negotiate a generous settlement for our client. The resolution of our client’s case was a good one, and she was very pleased with the end results.”

Housekeeping Supervisor - Hava, NV

Complications After a Failed Back Surgery, Persistent Right Leg Pain, Chronic Edema, Mobility Issues

“Our client had worked as a housekeeping supervisor for one of the major casinos in Las Vegas. Several years ago, she had developed severe back conditions, necessitating surgery. Unfortunately, the operation was unsuccessful and permanently damaged her spine. She was granted long-term disability benefits for two years, but her benefits were then terminated upon her policy’s change in the definition of disability from Own occupation to Any occupation.

She retained Fields Disability to help her fight for her disability benefits. Our team of attorneys got in touch with her treating providers and secured letters of support. They also acquired updated medical records from the various clinics where she treated. The Fields disability team submitted a lengthy appeal of the benefits termination, but the insurer upheld their prior decision. Our client was interested in pursuing the case further, and the Fields lawyers filed a lawsuit on her behalf. Faced with mounting litigation, the insurer finally made a settlement offer which was agreeable to our client, and she was able to receive a check in the mail soon afterward.”

Senior Project Designer - Stoneham, MA

Cellulitis, Recurrent Leg Infection, Panic Attacks

“A Senior Project Designer from Massachusetts suffered a broken leg from a skiing accident. The doctors put pins into her leg. Eventually, the pins caused an infection and needed to be replaced. The leg infection did not go away, and the Project Designer was forced to stop work. She was approved for long-term disability benefits through Unum. After four years, Unum suddenly stopped paying benefits; saying that they did not receive the correct paperwork.

Frightened by her sudden loss of income, she called Fields Disability for help. Our attorneys immediately requested our client’s file from Unum. They also called of our client’s doctors to obtain updated medical reports. Fields Attorneys used medical records and legal research to build a strong appeal. Unum overturned their denial and reinstated benefits to our client. Our client was pleased to be done fighting her insurance company, and is happy to move forward with her life.”

Lead Printing Pressman - Hohenwald, TN

Bilateral Osteoarthritis of the Knees, Severe Patellofemoral Arthritis in the Left Knee, Chemical Dependency, Right and Left Total Knee Replacement Surgery, Right Total Knee Arthroplasty Revision Surgery with a Consequential Infection

“Our client became disabled and filed a claim for long-term disability benefits, which was approved by Liberty Mutual. Benefits started and continued until Liberty Mutual sent a letter that stated our client’s long-term disability benefits were terminated because Liberty Mutual believed that the medical information it had was not sufficient proof to determine he meets the definition of disability, as required to receive continued benefits.

Our client was very upset with the sudden loss of income and contacted the attorneys at Fields Disability to help him appeal this adverse decision. Once retained, the attorneys at Fields Disability acquired medical records, functional capacity evaluations, and reports from our client’s treating doctors and submitted an appeal. In response to the appeal, Liberty Mutual made a decision reverse its prior decision and approved benefits, but only for a limited period of time.

Not fully content with this decision, the attorneys at Fields Disability filed another appeal requesting all the long-term disability benefits be paid and that they continue to be paid to the present day as our client was still unable to work. In response to the second appeal, Liberty Mutual made a decision reversing its prior decision and approved all of our client’s long-term disability benefits.”

Distribution Tester - Lusby, MD

Post-Traumatic Stress Disorder, Major Depressive Disorder, Panic Disorder, Anxiety, Depression, Kidney Stones, Tight Toe Tumor Removal, Diabetes, Hypertension, Hypercholesterolemia, Obesity

“Prior to his disabilities, this 59-year-old Maryland resident worked as a Distribution Tester for several years until he went out of work following a severely traumatic event of being shot at while sitting in his work truck. As a result of this traumatic event our client suffered from bullet fragments in his neck, and glass fragments in his face. Subsequently, he developed severe anxiety and panic attacks.

However, Cigna denied our client’s long-term disability benefits claim, alleging that they did not received any measurable clinical findings to support his inability to work. Cigna went on to claim that our client’s medical conditions did not preclude him from performing the material duties of his regular occupation.

Shocked at this decision, this Maryland resident contacted the attorneys at Fields Disability with only 45 days to submit an appeal. The attorneys at Fields Disability were able to quickly and efficiently collect all the medical records and reports from this client’s doctors and submit an appeal to Cigna. After receiving the appeal, Cigna quickly realized they needed to overturn their prior decision to deny benefits, and determined our client was disabled based on the appeal submitted. Cigna issued a check for all the months our client was entitled to immediately, and our client was very happy with the work the Fields attorneys did on his long-term disability appeal.”