PROVEN LAWSUIT RESULTS

Assembly Production Team Member - San Antonio, TX

Cervical Radiculopathy, Lumbar Pain

“A 40 year old Assembly Production Team Member was involved in a head-on collision and went to the emergency room and discharged same day and attempted to return to work the following Monday. Unfortunately, he was unable to complete a full day of work due to postural restrictions secondary to pain and reduced range of motion. He followed up with a chiropractor who diagnosed him with lumbar and cervical disc bulges and wrote work restrictions of 4 hour days and less than occasional bending, lifting, squatting, pushing, pulling and no lifting greater than 25 pounds.

As part of his job, our client was required to crawl in and out of automobile frames installing seats, trim, etc. The insurance company denied his long-term disability application arguing that he did not remain disabled through the entirety of the policy’s 90 day elimination period because although claimant had MRI evidence of bulged discs. The insurance company had one of their own doctors allege that there was no objective evidence of our client’s radicular pain. Unable to return to his employer with his work restrictions and unable to provide for his family, our client reached out to Fields Disability. The attorneys at Fields Disability gathered all of our client’s updated medical records and also reached out to the attorney representing our client for his motor vehicle accident to coordinate getting a narrative report from the spinal specialist he was referred to for a surgery consultation.

The Fields Team drafted a strong appeal highlighting all of the errors, oversights and omissions contained in the insurer’s medical review and denial letter. After receiving the appeal supported by updated medical records, including surgical recommendations from the specialist he was sent to, the insurance company was forced to overturn its initial denial and approve our client’s benefits.”

Fulfillment Associate - Lyman, SC

Back Pain

“A Fulfillment Associate from Lyman, South Carolina began experiencing severe back pain. She received a spinal cord stimulator from her doctor to treat the pain. Eventually, she could no longer lift or push the merchandise that her job required, and she was forced to stop working. She was paid monthly benefits for a few months, but then the insurer abruptly stopped the payments because they said she could return to work.

Upset and worried about her lost income, she contacted Fields Disability for assistance. Fields attorneys scoured the insurer’s denial documents and discovered they ignored recommendations from one of our client’s doctors. Our team obtained updated medical records and opinions from our client’s doctors. With the updated evidence our attorneys submitted a strong appeal to the insurance company. They overturned their original decision and reinstated benefits for our client who received a lump-sum payment for back-pay and ongoing monthly benefits. Our client was pleased with the help Fields Disability provided, and happy to be done fighting her insurance company.”

Direct Home Care Worker - Glendale, AZ

Uncontrolled Type II Diabetes, Autonomic and Peripheral Neuropathy, Gastroparesis, Chronic Ulcers

“A Home Care Worker had suffered from Type II Diabetes for years, but was never able to control her disease. She eventually developed severe complications with her diabetes including widespread neuropathy and gastroparesis. Unable to continue working, she applied for long-term disability benefits. Unfortunately, the insurance company denied her claim.

Not wanting to appeal the decision herself, she retained Fields Disability to fight for her benefits. The Fields team gathered all of her updated medical records from her providers. The Fields attorneys also wrote to several of her doctors and were able to secure two functional capacity assessments from her primary physicians. After writing a detailed appeal that was critical of the points raised in the denial letter, the Fields attorneys submitted the appeal for the insurer’s consideration. Upon review the insurance company overturned their prior denial, issued back benefits and reinstated ongoing payments.”

Site Supervisor - Green Bay, WI

Severe Back Pain, Neuropathy, Radiculopathy

“An Energy Site Supervisor from Green Bay, Wisconsin suffered from severe radiating back pain and neuropathy in his extremities. His conditions made work impossible. He applied for long-term disability through his employer’s insurance plan and received benefits for about two years. At that time, the insurance company stopped paying because they said he could return to work at a different job.

Worried for his lost income and unable to suddenly change careers, he contacted Fields Disability for help. Our team obtained the claim file from the insurance company and found that the insurer overlooked key medical records. Fields attorneys obtained updated expert opinions from our client’s doctors as well as vocational experts and drafted a strong appeal to the insurance company. The insurance company changed their mind based on the strength of our arguments and our client received a lump-sum payment for back pay as well as ongoing monthly benefits. He is happy to be through fighting his insurance company, and pleased that he hired Fields Disability for help.”

Claims Representative - Parker, CO

Numerous Multi-Level Spinal Fusions, Bilateral TS, PTSD

“A Claims Representative for a transportation company developed extensive full columnar degrative disc disease. Over time he had to undergo four separate multi-level spinal fusion surgeries. Additionally, he also suffered from bilateral carpal tunnel syndrome and PTSD. After his latest fusion, he was simply no longer able to return to any sort of employment. He applied for disability long-term benefits and was initially approved. However, after only two months, the insurer terminated his benefits, claiming he could return to his sedentary level occupation. The man unsuccessfully tried to appeal the insurer’s decision on his own. The insurer denied both of his appeals.

Feeling like he had run out of options, he retained Fields Disability to fight for his rights. Our team of attorneys analyzed his case and determined the only course forward was to file a federal lawsuit against the insurer. The Fields attorneys filed our client’s case, and the suit progressed through several procedural steps. The insurer soon engaged our attorneys in negotiations. The Fields team was eventually able to secure a sizable settlement for our client, who shortly thereafter received his check in the mail.”