PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Purchasing Agent - Chatsworth, CA
Cardiomyopathy, Depression, Shoulder Replacement
“A purchasing agent had multiple heart surgeries for cardiomyopathy. His condition left him extremely fatigued and short of breath often. Eventually his symptoms worsened and he was forced to stop work. Shortly after he left work, his son unexpectedly passed away. Lincoln National Insurance approved him for long-term disability benefits due to his heart condition and depression from the loss of his son. After receiving benefits for two years, Lincoln National suddenly stopped paying benefits.
Shocked by the sudden loss of income, he contacted Fields Disability for assistance. The attorneys at Fields Disability immediately contacted the insurance company for a copy of the claim file. Our attorneys found that the insurance company did not account for our client’s depression in their analysis. Fields Disability attorneys submitted a strong appeal to Lincoln National. Ultimately, the insurance company overturned their original decision. Our client received a lump-sum check for back-pay and was awarded ongoing benefits. He was overjoyed with the result, and pleased with the professional representation of Fields Disability.”
Logistics Clerk - Carriere, MS
Cirrhosis, Portal Hypertension, Portal Vein Thrombosis
“Our client worked as a Logistics Clerk for an international shipping company. She developed severe liver issues that impacted her ability to work in even sedentary clerical jobs. She left work and applied for long-term disability benefits with her insurer, Reliance Standard. Reliance Standard initially approved the claim and paid benefits for 24 months. However, the insurer notified our client that her benefits were discontinued beyond 24 months because it believed her liver conditions were due to alcohol abuse, which was subject to a limited payment period.
Our client was unsure what to do, and contacted Fields Disability after doing an internet search. We assembled an appeal using commentary from our client’s doctor stating that her liver issues were multifactorial and it was impossible to quantify how much was related to alcohol versus other factors. After a brief review, Reliance Standard awarded benefits to our client pursuant to the policy and decided it would no long apply the limited period for alcohol abuse.”
Retail Manager - Saint George, UT
PTSD, Panic Attacks, Insomnia, Chronic Fatigue, Depression
“A Retail Manager from Saint George, Utah began having severe PTSD which resulted in severe anxiety, depression, and recurring panic attacks. She was forced to stop work. She applied for short-term disability benefits through her insurance company at work and was approved for a few months, but then the insurance company suddenly stopped paying because they said she could return to work.
Angry at the insurer, and worried for her lost income, she called Fields Disability for help. Our team obtained the claim file from the insurance company and found that the insurer overlooked key medical records. Fields attorneys drafted a strong appeal to the insurance company laying out the factual and legal arguments that our client was disabled from work. The insurance company changed its mind and our client received a lump-sum check for back-pay and received ongoing monthly benefits. She is thrilled with the help she received from Fields Disability and is happy to be done fighting with her insurance company.”
Critical and Intensive Care Nurse - Seven, VA
Inoperable Stroke, Complications with Memory Impairment, Loss of Peripheral Vision, Disorientation
“A Virginia woman had worked as a Critical and Intensive Care Nurse for 20 years before suffering from an inoperable stroke. She further developed complications with memory impairment, loss of peripheral vision, and chronic disorientation. Suddenly unable to continue working, the woman applied for long-term disability benefits from her insurer, The Standard. However, the insurance company denied her benefits on application. In their denial letter, The Standard claimed the woman had been prescribed medications to treat diabetes, hypertension, and hyperlipidemia, which, The Standard asserted, were risk factors for cardiovascular events, including strokes. On this basis, the insurer claimed the woman had a pre-existing condition, and denied her benefits.
Not knowing what to do next, but knowing she needed help appealing the insurer’s decision, the woman sought out attorneys practicing in disability law. She came straight to Fields Disability. Our team of attorneys immediately jumped onto her case, demanding evidence from the insurance company, ordering updated medical records, and coordinating with her providers to acquire expert reports. Our attorneys drafted a strong appeal challenging the insurance company on both the pre-existing denial, and their peer review reports. Faced with Fields Disability’s well-reasoned arguments, The Standard returned a decision within a month, overturning her prior denial and reinstating benefits. The woman soon had a check for back benefits in hand, and was secure knowing the experts at Fields Disability had helped get the benefits she deserved.”
Water Transfer Operator - El Paso, TX
Bilateral Knee Pain, Low Back Pain
“Our client was a Water Transfer Operator for many years prior to leaving work permanently due to disability. He had severe bilateral arthritis in his knees and excruciating low back pain with nerve involvement. Thinking he was covered, he submitted a claim to Unum, his long term disability insurance carrier. Unum agreed our client was unable to handle the machinery and heavy lifting that his job required. However, two years into the claim the insurer denied benefits.
The definition of disability in his policy had changed to consider whether our client could do any jobs in the national economy. Unum stated our client could do a number of clerical and office jobs, even though he had zero experience in those roles. Our client hired Fields to contest the denial. Our attorneys requested reports and letters from our client’s physicians. Using the favorable evidence from our client’s doctors, our attorneys wrote detailed arguments citing statutory and legal authority. After reviewing the appeal, Unum reinstated benefits.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
