PROVEN LAWSUIT RESULTS

Conveyor Mechanic Assistant - Milford, PA

Back Pain, Collapsed Arches in Feet

“A conveyor maintenance mechanic from Pennsylvania injured his back at work. His job required clearing conveyor belts of obstructions and debris, as well as repairing the belts as needed. One day he had to lift an unwieldy 100-pound box of wire as part of a repair project. He injured his back and the pain was so severe that he was forced to stop working. He applied for long-term disability benefits through work and was denied.

Worried about his loss of income, he contacted Fields Disability for assistance. Our attorneys immediately contacted the insurance company for a copy of the claim file, and asked our client’s doctors for medical records. The insurance company did not thoroughly review the medical record before making their decision. Our attorneys sent a strong appeal to the insurer, citing specific reports from doctors who said our client could not return to work. The insurance company overturned their denial. Our client is receiving his monthly benefits again and is happy his income has been restored.”

Respiratory Therapist - Edmond, OK

Complications from Broken Leg, Arthritis, Back Pain

“A respiratory therapist from Oklahoma broke her leg. She healed from the break, but her arthritis eventually caused severe leg and knee pain. After healing from the initial injury, she pursued a conservative course of treatment to manage her symptoms and avoid surgery. Unfortunately, the pain was too much, and she underwent a recommended invasive knee surgery. Recovery from the surgery was nearly nonexistent and her symptoms caused her to miss work. She received long-term disability benefits for almost three years, but then the insurance company suddenly cut off her payments, saying that she could return to work.

Shocked by the insurance company’s decision, she called Fields Disability for help. Our team contacted our new client’s doctors and obtained updated medical records to ensure we had all the available evidence on our side. Fields attorneys scoured the records and discovered the insurance company discounted important records from our client’s doctors. We drafted a strong appeal, attaching the records to point out the insurance company’s error, and including the legal arguments supporting our position. The insurance company overturned their previous decision and our client received a lump-sum check for back-pay and began receiving ongoing monthly benefits. She was pleased with the hard-work by the Fields Disability team and is happy to be done fighting her insurance company.”

Medical Administrator - Dayton, OH

Pulmonary Embolism, Chest Pain, Fatigue

“An administrator in a medical clinic began experiencing chest pain and, after numerous tests, doctors concluded she had suffered a pulmonary embolism. Her job required sitting at a desk for hours at a time. Her doctors advised that sitting for extended periods put her at risk for additional blood clots. She was forced to stop work. She applied for long-term disability benefits from The Hartford, but was denied because she did not fit the insurance company’s definition of disabled.

Shocked at the decision, and frightened about losing her income, she contacted Fields Disability for help. Fields attorneys discovered that the insurance company misinterpreted the recommendation of our client’s primary doctor, who said our client’s condition was too serious to return to work. Fields attorneys highlighted this error in the appeal to The Hartford, and strengthened the record with updated medical records. Ultimately, The Hartford overturned their decision and granted back-pay and ongoing benefits for our client. She was overjoyed that the fight against the insurance company was behind her, and looks forward to continuing her treatment with the help of her monthly disability award.”

Quality Manager - Uniontown, OH

Neuropathy, Meniscus Tear, Low Back Pain

“A quality manager at a manufacturing company became disabled after undergoing a laminectomy to relieve pressure on a nerve in his spine. After the surgery, the man suffered from severe nerve pain that inhibited his ability to sit, stand, and walk for even short periods of time. Initially, Liberty Mutual agreed that the man was completely disabled and paid benefits in accordance with the terms in the policy. After approximately three years the insurance company decided to deny benefits, stating the man could return to work at a number of sedentary occupations. The man was baffled because he spent most of his days completely incapacitated due to pain.

Our client searched for an attorney and chose Fields Disability to fight for his benefits. Our attorneys collected updated medical records and narrative reports from our client’s treating physicians outlining his inability to work. Then, an expert was hired to review our client’s vocational history and write a report discrediting Liberty Mutual’s claims. The appeal was submitted early, and Liberty Mutual reversed its decision shortly thereafter. Our client was able to continue focusing on pain management with his financial security re-established.”

Legal Assistant - Farmingdale, NY

Vestibular Dysfunction, Nausea, Dizziness, Migraines

“A New York woman worked as a Legal Assistant for several decades before contracting a mysterious virus, and developing Vestibular Dysfunction with associated conditions. She began suffering intense nausea, dizziness and migraines whenever she was subjected to visual or auditory stimulation. Living and working around New York City, this soon became a serious problem and she was forced to stop working, as a result.

She applied for long-term disability benefits through her insurance company, The Standard. However, after 6 months of silence, the insurer sent her a letter denying her claim for benefits. In their denial letter, The Standard claimed her medical documentation did not support functional limitations which would preclude her from performing the material duties of her Own Occupation.

Knowing she needed help to fight the insurance company, she contacted Fields Disability for help. Fields Disability put a team of attorneys on her case, and began gathering the extensive documentation needed to prove her disability. The Fields team worked with her medical providers to produce a detailed narrative report, which contradicted the insurer’s internally generated “expert” Medical Reviews. When considering the appeal, The Standard had no choice but to approve benefits. The New York woman’s benefits were reinstated, and she received an additional check for back-pay of her missed benefits.”