PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Chef - Cedar City, UT
Spinal Degenerative Arthritis, Bilateral Arthritis of the Feet, Bilateral Shoulder Impingements, PTSD, Chronic Alcoholism
“The head chef at a regional hospital in Utah developed extensive arthritis in his spine, hands and shoulders. He also suffered from several mental health conditions, including chronic alcoholism. His conditions eventually became disabling and applied for long term disability benefits from his policy’s carrier. He was initially approved for long-term benefits, which ran for a full year. However, the insurer then sent him a letter stating they were terminating his long-term benefits, claiming he was capable of returning to work in alternate occupations.
Not knowing where to turn, the man retained Fields Disability. Our team of attorneys ordered updated medical records from his providers and wrote to his doctors to ask for their support. The Fields team put together an appeal of the insurer’s denial decision and submitted it along with exhibits. The insurer spent several weeks considering the appeal before returning a decision on the case. They issued a letter stating they were overturning their prior denial decision, paid all the back benefits to date and reinstated all benefits going forward.”
Underwriter - Buckeye, AZ
Chronic and Intractable Foot Pain
“A young woman from Arizona had worked as a Project Team Specialist for Best Buy when she underwent surgery for multiple growths in the sole of her foot. Her foot later became infected after the surgery. Due to the infection, she began to suffer chronic and severe pain in the foot. Eventually, the pain grew so great that she could not function and required the use of heavy opiates for pain management. The long-term disability insurer initially accepted the claim and paid benefits. After paying benefits for a number of years, the insurer denied her claim for benefits stating that they believed she could work in other occupations which they had identified.
Not knowing what she was supposed to do, she found the attorneys at Fields Disability. Her attorney at Fields went right to work. He provided the insurer with all of the necessary medical records and reports from doctors supporting her disability. He also highlighted the faults with the insurer’s review of the claim. The insurer denied the appeal. Her attorney responded by immediately filing a lawsuit in federal court. Her attorney fought hard for her case. After negotiation, they were able to reach a settlement which provide incredible value to the client while mitigating any risk of the client ending up with nothing. The client was very pleased with the settlement and never having to deal with the insurer again.”
Collection Processing Specialist - Hoover, AL
Multiple Sclerosis, Fatigue, Cognitive Loss
“A collections specialist stopped working due to symptoms from multiple sclerosis. She received monthly long-term disability benefits through her employer for eight years. Suddenly the insurance company sent a letter saying that benefits would stop because she could go back to work. She was certain the decision must be a mistake so she submitted an appeal to the insurance company, however their decision did not change.
Worried for her lost income, and still unable to work due to her chronic condition, she contacted Fields Disability to determine her next steps. Our attorneys reviewed all of our client’s medical records and realized the insurer had selectively chosen which doctors to rely on. We filed a federal lawsuit to fight for our client’s benefits. As litigation moved forward, our attorneys negotiated a generous lump-sum settlement. Our client was thrilled with the settlement check, and relieved to be done fighting against the insurance company.”
Communications Manager - Brewton, AL
Migraines, Visual Disturbances, Syncopal Spells
“A communications manager from Alabama began having severe migraines that made her unable to read, concentrate, drive, or generally function. She tried to stay at work for some time, even working from home in bed to try to make up for any missed days in the office. Ultimately, her symptoms were too severe and she was forced to stop working. She received long term disability benefits from her insurer for two years, but then suddenly the payments stopped. The insurance company said she no longer fit their definition of disabled.
Worried about her lost income and her ongoing migraines, she contacted Fields Disability for assistance. Our attorneys combed through over 1200 pages of claim documents from the insurance company and discovered there were key records the insurer overlooked. Fields attorneys collected updated documentation from our client’s doctors and filed a strong appeal to the insurance company. The insurance company didn’t budge, and our lawyers filed a federal lawsuit to fight for our client. During preparations for trial, Fields attorneys negotiated a generous settlement and our client was relieved to be done fighting the insurance company, and pleased with the professional advocacy Fields Disability provided.”
Secretary - Phoenix, AZ
COPD
“A secretary developed severe COPD and was forced to leave her job. She was unable to handle even sedentary office work due to shortness of breath and dizziness. Her doctors told her the condition was terminal and she had just a few years left to live. She submitted a claim for long-term disability benefits from her disability insurance company. For a short period, the insurer paid the woman’s claim. Without warning, the woman was sent a denial letter. While paying the woman’s claim, the insurance company paid an investigator to conduct surveillance on the woman. The investigator observed the woman on a short walk at the park across the street from her apartment and the insurer used that as the basis for a denial. The woman appealed the decision on her own, but it was denied.
Knowing she needed help fighting the insurance company, she hired Fields Disability to represent her. After reviewing our client’s claim file, our attorneys filed a lawsuit against the insurance company. We then negotiated a substantial settlement for our client, reflecting a large portion of the benefits she was owed through the life of the policy. The settlement allowed our client to afford necessary medicine and oxygen tanks and she was able to live out her remaining time with comfort and peace of mind.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
