PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Automobile Assembler - Sylacauga, AL
Arthritis, Complications From Knee Replacement, Back Pain, Shoulder Pain
“An automobile assembly line worker from Alabama experienced back and shoulder pain from a partial tear of her rotator cuff. She had knee replacement surgery as well, causing arthritis in her knee and she was forced to stop working due to her injury. She received disability benefits through her employee insurance plan until the insurer suddenly stopped paying her benefits, even though she was receiving disability benefits from Social Security. Her insurance company sent her a letter stating that, although her pain required her to shift positions four times an hour, she could still do sedentary work and was therefore ineligible for benefits. She appealed with no avail.
Shocked with the insurer’s unrealistic interpretation of her symptoms, she called Fields Disability for help. The attorneys at Fields Disability examined the denial documents and found that the insurance company’s hired physician did a very poor job of analyzing our client’s conditions. The hired physician called our client’s doctors after their offices were closed, or with only five minutes remaining in the work day. They also stated that an opinion from our client’s knee doctor meant she could reach her arms above her head. Our attorneys filed a federal law suit against the insurance company to fight for our client’s rights. During preparation for trial, we negotiated a generous settlement to avoid further litigation on the issue. Our client was overjoyed with a lump-sum payment that allowed her to move on with her life and continue treatment.”
Advisory and Assurance Specialist - Woodstock, GA
Depression, Anxiety, Autoimmune Disease, Cognitive Impairments, Persistent Migraines, Chronic Fatigue, Fibromyalgia
“An Advisory and Assurance Specialist from Georgia had struggled with depression and anxiety for many years, but was able to carry on a successful career despite her conditions. However, she was forced to give up her administrative position after developing an autoimmune disease, cognitive impairments, persistent migraines, chronic fatigue, and fibromyalgia. She was initially granted long-term disability benefits by her insurer Aetna. However, after just half a month, Aetna cut off her income. Aetna claimed there wasn’t enough evidence to prove she couldn’t work, and that her medical records failed to demonstrate sufficient limitations.
The woman contacted Fields Disability, and was able to discuss her case with our attorneys right away. The Fields team began building her appeal, and gathered supporting documentation from her treating physicians. We argued that the weight of medical evidence supported restrictions for our client, and accused Aetna of failing to specify the information necessary for a valid claim denial. The appeal was a success, and Aetna agreed that the medical evidence we put together supported full occupational impairment in any category of physical demand. Our client’s long-term disability benefits were soon reinstated, and she was relieved to be financially secure.”
Doctor - Stockton, CA
Mitochondrial Myopathy, Nephropathy, Fatigue, Depression, Insomnia
“A doctor from Stockton, California began experiencing intense bouts of fatigue, depression, and insomnia after an extended trip out of the country to visit family. His symptoms did not improve and he was diagnosed with Mitochondrial Myopathy and forced to stop working. He applied for long-term disability benefits through his insurance company at work but was denied because the insurer said he was not working as a full time employee at the time of his disability.
Worried about his lost income and still unable to return to work, he called Fields Disability for help. Our team obtained the full claim file from the insurance company and our attorneys scoured the record for places where the insurance company made legal or factual errors. Our attorneys found that the insurer misinterpreted the policy as it applied to our client’s employment. Fields attorneys drafted a strong appeal to the insurer based on strong legal research. The insurance company changed their mind and overturned the decision and our client received a lump-sum check for back pay and ongoing monthly benefits. He was pleased with the diligent advocacy from Fields Disability and is overjoyed to be done fighting his insurance company.”
Real Estate Sales Comparable Analyst - Independence, MO
Dizziness, Coronary Vascular Disease, Frozen Shoulder, Bilateral Shoulder Osteoarthritis, Joint Pain, Neck Pain, Back Pain, Major Anxiety, Major Depressive Disorder
“A 45-year-old woman from Missouri formerly worked as a Real Estate Sales Comparable Analyst for several years before she stopped working due to her constant dizziness, joint pain, major anxiety, and major depressive disorder. After the expiration of her short-term benefits, she became eligible for long-term disability benefits from her policy’s carrier, Sun Life. She was initially approved for long-term disability benefits by Sun Life; however, Sun Life terminated her long-term benefits, indicating no benefits were payable because she did not meet the Definition of Disability. Sun Life specifically denied her long-term benefits, because there was a lack of medical evidence to support her inability to perform the material and substantial duties of her Own Occupation as a Real Estate Sales Comparable Analyst.
After receiving the letter from Sun Life terminating her benefits, she contacted the attorneys at Fields Disability to assist her in her appeal. The attorneys at Fields Disability contacted our client’s doctors to compile reports of all of her symptoms and treatments and submitted a comprehensive appeal to Sun Life. After receiving Fields Disability’s appeal, Sun Life overturned their previous decision and paid all the outstanding long-term disability benefits immediately. The client was elated by making the decision to hire Fields Disability.”
Machine Operator - Phelps, NY
Lumbar Pain, Cervical Radiculopathy, Bilateral Carpal Tunnel with Neuropathy
“A machine operator quit his job due to extensive nerve pain along his spine. His symptoms resulted in a complete inability to keep up with the heavy physical demands of his job. Aetna paid benefits intermittently for the first six months, stating they needed extra medical records and doctors’ notes. Finally, Aetna denied benefits stating the medical evidence in the file was insufficient to show ongoing disability.
The man hired Fields to appeal Aetna’s denial. Fields gathered medical evidence from our client’s doctors and requested detailed reports refuting the findings of Aetna’s doctors. Those reports were submitted along with legal and factual arguments regarding Aetna’s selective review of the evidence in the denial letter. Aetna quickly reversed its decision and reinstated benefits. With his financial security reestablished, the man was able to focus on treating for his conditions and pursue his social security disability case.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
