PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Retail Manager - Saint George, UT
PTSD, Panic Attacks, Insomnia, Chronic Fatigue, Depression
“A Retail Manager from Saint George, Utah began having severe PTSD which resulted in severe anxiety, depression, and recurring panic attacks. She was forced to stop work. She applied for short-term disability benefits through her insurance company at work and was approved for a few months, but then the insurance company suddenly stopped paying because they said she could return to work.
Angry at the insurer, and worried for her lost income, she called Fields Disability for help. Our team obtained the claim file from the insurance company and found that the insurer overlooked key medical records. Fields attorneys drafted a strong appeal to the insurance company laying out the factual and legal arguments that our client was disabled from work. The insurance company changed its mind and our client received a lump-sum check for back-pay and received ongoing monthly benefits. She is thrilled with the help she received from Fields Disability and is happy to be done fighting with her insurance company.”
Critical and Intensive Care Nurse - Seven, VA
Inoperable Stroke, Complications with Memory Impairment, Loss of Peripheral Vision, Disorientation
“A Virginia woman had worked as a Critical and Intensive Care Nurse for 20 years before suffering from an inoperable stroke. She further developed complications with memory impairment, loss of peripheral vision, and chronic disorientation. Suddenly unable to continue working, the woman applied for long-term disability benefits from her insurer, The Standard. However, the insurance company denied her benefits on application. In their denial letter, The Standard claimed the woman had been prescribed medications to treat diabetes, hypertension, and hyperlipidemia, which, The Standard asserted, were risk factors for cardiovascular events, including strokes. On this basis, the insurer claimed the woman had a pre-existing condition, and denied her benefits.
Not knowing what to do next, but knowing she needed help appealing the insurer’s decision, the woman sought out attorneys practicing in disability law. She came straight to Fields Disability. Our team of attorneys immediately jumped onto her case, demanding evidence from the insurance company, ordering updated medical records, and coordinating with her providers to acquire expert reports. Our attorneys drafted a strong appeal challenging the insurance company on both the pre-existing denial, and their peer review reports. Faced with Fields Disability’s well-reasoned arguments, The Standard returned a decision within a month, overturning her prior denial and reinstating benefits. The woman soon had a check for back benefits in hand, and was secure knowing the experts at Fields Disability had helped get the benefits she deserved.”
Water Transfer Operator - El Paso, TX
Bilateral Knee Pain, Low Back Pain
“Our client was a Water Transfer Operator for many years prior to leaving work permanently due to disability. He had severe bilateral arthritis in his knees and excruciating low back pain with nerve involvement. Thinking he was covered, he submitted a claim to Unum, his long term disability insurance carrier. Unum agreed our client was unable to handle the machinery and heavy lifting that his job required. However, two years into the claim the insurer denied benefits.
The definition of disability in his policy had changed to consider whether our client could do any jobs in the national economy. Unum stated our client could do a number of clerical and office jobs, even though he had zero experience in those roles. Our client hired Fields to contest the denial. Our attorneys requested reports and letters from our client’s physicians. Using the favorable evidence from our client’s doctors, our attorneys wrote detailed arguments citing statutory and legal authority. After reviewing the appeal, Unum reinstated benefits.”
Department Manager - Meridian, ID
Erythromelalgia (EM), Compression Fractures in Back
“Our client worked as a department manager for a large retailer. However, she developed a rare condition called erythromelalgia, which affected the circulation to her hands and feet. She also had compression fractures in her back. Eventually, the pain and her functional limitations forced her to cease working. She applied for long-term disability benefits but was denied on application. The insurer claimed there was not enough medical documentation to support a consistent inability to work.
After a quick internet search, our client found Fields Disability and signed us up to represent her. Our attorneys mapped out the appeal process for her, and gave her an accurate picture of what to expect from day one. The Fields team then got to work building her case. They acquired updated medical records, a functional capacity assessment, and secured letters of support from her physician specialist. They then crafted a lengthy appeal, attacking or addressing all of the insurer’s claims in their denial letter. The Fields team submitted the appeal to the insurer. Upon review, the insurer overturned their prior denial decision, instating long-term benefits and issuing a check for the backpay owed to our client.”
Nurse Practitioner - Man, WV
Migraines, Degenerative Disc Disease, Carpel Tunnel, Memory Problems, Neuropathy, Bell’s Palsy
“A Nurse Practitioner from Man, West Virginia suffered from a whole host of conditions: She had a history of Lyme’s disease which caused recurring migraines and memory problems. She also suffered from degenerative disc disease, numbness in her limbs, and Bell’s Palsy. She took 24 medications to attempt to fight her symptoms, but the side-effects and her symptoms made work impossible. She received long-term disability benefits for four years with no issues. Then the insurance company suddenly stopped paying because they said she could return to work.
The woman was appalled. Her medication list took up more than an entire page and she was in no condition to return to work of any kind. She called Fields Disability for help. Our team obtained the full claim file from the insurance company and our attorneys scoured the record for places where the insurance company made legal or factual errors. Our attorneys drafted a strong appeal to the insurer based on updated medical records, expert testimony, and strong legal research. Somehow, the insurer denied the first appeal. Our attorneys obtained even more evidence for a second appeal. The insurance company finally relented and granted our client benefits. She received a lump-sum for back-pay and ongoing monthly benefits. She was overjoyed to have the strong advocacy of Fields Disability on her side. She has since hired our firm to monitor her ongoing claim so we can jump into action if the insurance company makes another error.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
