PROVEN LAWSUIT RESULTS

Medical Administrator - Dayton, OH

Pulmonary Embolism, Chest Pain, Fatigue

“An administrator in a medical clinic began experiencing chest pain and, after numerous tests, doctors concluded she had suffered a pulmonary embolism. Her job required sitting at a desk for hours at a time. Her doctors advised that sitting for extended periods put her at risk for additional blood clots. She was forced to stop work. She applied for long-term disability benefits from The Hartford, but was denied because she did not fit the insurance company’s definition of disabled.

Shocked at the decision, and frightened about losing her income, she contacted Fields Disability for help. Fields attorneys discovered that the insurance company misinterpreted the recommendation of our client’s primary doctor, who said our client’s condition was too serious to return to work. Fields attorneys highlighted this error in the appeal to The Hartford, and strengthened the record with updated medical records. Ultimately, The Hartford overturned their decision and granted back-pay and ongoing benefits for our client. She was overjoyed that the fight against the insurance company was behind her, and looks forward to continuing her treatment with the help of her monthly disability award.”

Quality Manager - Uniontown, OH

Neuropathy, Meniscus Tear, Low Back Pain

“A quality manager at a manufacturing company became disabled after undergoing a laminectomy to relieve pressure on a nerve in his spine. After the surgery, the man suffered from severe nerve pain that inhibited his ability to sit, stand, and walk for even short periods of time. Initially, Liberty Mutual agreed that the man was completely disabled and paid benefits in accordance with the terms in the policy. After approximately three years the insurance company decided to deny benefits, stating the man could return to work at a number of sedentary occupations. The man was baffled because he spent most of his days completely incapacitated due to pain.

Our client searched for an attorney and chose Fields Disability to fight for his benefits. Our attorneys collected updated medical records and narrative reports from our client’s treating physicians outlining his inability to work. Then, an expert was hired to review our client’s vocational history and write a report discrediting Liberty Mutual’s claims. The appeal was submitted early, and Liberty Mutual reversed its decision shortly thereafter. Our client was able to continue focusing on pain management with his financial security re-established.”

Legal Assistant - Farmingdale, NY

Vestibular Dysfunction, Nausea, Dizziness, Migraines

“A New York woman worked as a Legal Assistant for several decades before contracting a mysterious virus, and developing Vestibular Dysfunction with associated conditions. She began suffering intense nausea, dizziness and migraines whenever she was subjected to visual or auditory stimulation. Living and working around New York City, this soon became a serious problem and she was forced to stop working, as a result.

She applied for long-term disability benefits through her insurance company, The Standard. However, after 6 months of silence, the insurer sent her a letter denying her claim for benefits. In their denial letter, The Standard claimed her medical documentation did not support functional limitations which would preclude her from performing the material duties of her Own Occupation.

Knowing she needed help to fight the insurance company, she contacted Fields Disability for help. Fields Disability put a team of attorneys on her case, and began gathering the extensive documentation needed to prove her disability. The Fields team worked with her medical providers to produce a detailed narrative report, which contradicted the insurer’s internally generated “expert” Medical Reviews. When considering the appeal, The Standard had no choice but to approve benefits. The New York woman’s benefits were reinstated, and she received an additional check for back-pay of her missed benefits.”

Counter Manager - Hamilton, NJ

Trochanteric Bursitis, Lumbar Spine Compression Fracture, Spinal Stenosis, Lumbar Radiculopathy

“Our client applied for short-term disability benefits with an insurance company provided by her employer. Our client’s short-term disability benefits were approved by the insurance company and it paid our client benefits for six months until she exhausted these benefits. Our client then applied for long-term disability benefits with an insurance company provided by her employer. Our client’s long-term disability benefits were also approved by the insurance company and it paid our client benefits until it terminated her long-term disability benefits just two weeks after approving her claim. The insurance company notified our client that it was denying long-term disability benefits based on the determination that our client can work her regular occupation as a counter manager.

Disappointed with the sudden loss of income, our client contacted the attorneys at Fields Disability to help appeal the adverse decision. The attorneys at Fields Disability acquired medical records, functional capacity evaluations, and reports from our client’s treating doctors and submitted an appeal. The insurer, in response to the appeal, issued a decision and overturned their prior determination to terminate our client’s long-term disability benefits. Our client was paid back all the benefits she was entitled to, and was very pleased with the successful outcome.”

Management Trainee at Rental Car Business - Charlotte, NC

Fibromyalgia, Multiple Sclerosis, Depression, Hypertension, Migraines, Myelitis-Idiopathic Transverse

“A manager from North Carolina had been diagnosed with Fibromyalgia and Multiple Sclerosis. Her job at a rental car business required her to work overtime and drive the rental cars. She was forced to stop working because she could only work six hours a day and was prescribed medications that would prohibit her from operating a moving vehicle. She initially received long-term disability benefits from Unum, but after a few months she was sent a letter explaining that benefits would stop because she no longer met their definition of “disabled.” The mother of twins was upset at her sudden loss of income, so she contacted Fields Disability for help.

The attorneys at Fields Disability contacted our client’s doctors to compile reports of all of her symptoms and treatments and also hired their own vocational expert to review the case and issue a report. Fields Disability filed an appeal, and Unum came back and reversed its denial decision, and commenced payment of long-term disability benefits. The attorneys were able to get a lump-sum for all the missed payments our client was rightfully entitled to. She was overjoyed with the resolution of her case and eager to enjoy her check and future disability benefits.”