PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Sales Manager - Jacksonville, FL
Atrial Fibrillation
“A 61-year-old man working as a Sales Manager was forced to cease work due to complications with coronary heart disease and atrial fibrillation. He applied for short-term disability benefits through Prudential. Even though he had been paying premiums for short and long-term disability benefits, when he applied for short-term disability benefits, Prudential claimed that he never actually obtained coverage because there was one form he failed to fill out at the time he applied for the insurance. This left the man very confused. He followed all of the instructions he got from his employer when he applied for the insurance coverage. He turned to Fields Disability for help.
Fields Disability wrote a strong appeal on behalf of our client, arguing that Prudential was precluded from claiming he never had coverage when they took premiums from his checks. Fields also reached out to our client’s employer for information about how the employees applied for coverage. Through those conversations, we learned that many of employees from that particular company were paying premiums for coverage that Prudential asserted didn’t exist. Based on our appeal, Prudential remedied the coverage issue. Furthermore, we proved that our client was unable to work in his occupation due to his heart complications and Prudential paid back pay to our client.”
Customer Service Representative - Oldsmar, FL
Hereditary Swelling, Skin Infections, Back Pain
“A Florida customer service representative and cancer survivor had chronic swelling in her legs. Doctors could not pinpoint a diagnosis. The swelling caused pain and discomfort which exacerbated back pain from an old surgery. Her conditions became too severe and she was forced to stop working. Liberty Mutual provided short-term disability benefits, but only for about six weeks. After her short-term disability benefits were exhausted, she was still unable to return to work and was fired by her employer. Then Liberty Mutual denied her application for long-term disability.
Anxious that she was quickly running out of money and options, she called Fields Disability to help with filing an appeal with Liberty Mutual. The attorneys at Fields provided our client with a single point of contact throughout the appeal process and coordinated with her medical providers to compile the best appeal possible. After gathering additional records and reviewing the claim record from Liberty Mutual, our attorneys filed a strong appeal. Liberty Mutual ultimately overturned their prior decision, and granted our client back-pay and ongoing long-term disability benefits. Our client was relieved that her period of financial instability was over and overjoyed with the result.”
Installation Technician - Largo, FL
Chronic Knee Pain, Chronic Foot Pain, Low Back Pain
“A man from Florida suffered from several different conditions that prevented him from working in his occupation as an installation technician. His claim for short-term disability benefits was initially approved, however the claim was later denied. His short-term disability insurer claimed that he had the functional capacity to perform his occupation.
Not knowing what he was supposed to do, he found the attorneys at Fields Disability. His attorney at Fields reviewed all of the records the insurance company had and began getting updated medical records. He also sent the client in for a functional capacity evaluation. On appeal, the insurance company reversed their decision and reinstated the payment of benefits. The client felt an incredible sense of relief knowing that he had an income on which to support himself and his family.”
Field Service Technician - Fort Pierce, FL
Severe Bilateral Claudication of the Legs, Bilateral Non-Diabetic Neuropathy
“A Field Service Technician from Florida began developing severe bilateral claudication and bilateral non-diabetic neuropathy in his legs. No longer able to work all day on his feet, he was forced to leave work as a result. He applied for both short and long-term disability benefits from his insurance carrier. Unfortunately, the insurance company denied his claim. In their denial letter, they repeatedly cited the opinion of a doctor who the man had only seen once.
He knew he needed help appealing the insurer’s decision and retained Fields Disability. The Fields attorneys quickly outlined the weaknesses in the insurer’s denial letter and began crafting pointed arguments to counter their assertions. The Fields team also secured a supportive narrative and functional capacity evaluation from our client’s treating physicians. Fields Disability then submitted the appeal well before the insurer’s deadline. After sending it to their internal review department, the insurance company soon overturned their prior decision and approved both short and long-term benefits. Our client soon got two checks for his back-benefits, and the insurer began paying out future long-term benefits.”
Registered Nurse - Arroyo Grande, CA
Chronic Back Pain
“A registered nurse from California suffered from chronic and severe back pain. This condition prevented her from being able perform any work, as she could not stand or walk without severe pain. Liberty Mutual, her long-term disability insurer, denied her claim asserting that the medical information on file showed that she was capable of performing her own occupation.
Unable to work and scared about what to do, she reached out to Fields Disability. Her attorney at Fields knew exactly what to do. After completing his review of the insurance company’s file, her attorney developed a winning strategy for her appeal. He updated medical records which showed the chronic pain the client was experiencing. With the updated records, he then drafted an appeal which laid out the argument that her back condition was so serious that there was no way she could work. He also argued against the reasoning from the insurance company for their denial and highlighted the inconsistencies and failures in their review. The insurance company reversed their decision and reinstated the client’s monthly benefits. The client was elated to get her benefits back.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
