PROVEN LAWSUIT RESULTS

Medical Lab Technician - Fairfield, CT

Back Pain, Lumbar Radiculopathy, Spondylosis

“A medical laboratory technician from Connecticut slipped and fell at work, seriously exacerbating a previous back injury. He underwent discectomy and fusion surgery, but still experienced severe back pain and numbness in his legs. He was forced to stop work due to his symptoms. He received long-term disability benefits through his insurance at work for two years. Then, suddenly, the insurer stopped the payments and said that he no longer fit the definition of disabled in the policy.

Without the disability payments, his monthly income would be eliminated. He called Fields Disability for help. Our team immediately requested medical records from all our client’s doctors. Fields attorneys ordered updated narrative reports which highlighted our client’s condition. With the evidence strengthened, our attorneys submitted a strong appeal to the insurance company.

Unfortunately, the insurer did not change their mind, but our attorneys were not discouraged and filed a lawsuit in federal court. During preparation for arguments before a judge, our attorneys negotiated a generous lump-sum settlement. Our client was pleased with the settlement and relieved to be done fighting the insurance company.”

Warehouse Worker - Beaverton, OR

Stroke Symptoms

“A Warehouse Worker form Oregon suffered a stroke that paralyzed his left arm and right leg, forcing him to use a cane for ambulation. The stroke also caused cognitive deficits and wreaked havoc with the man’s memory. Unable to work in a warehouse environment any longer, the man applied for long-term disability benefits through his insurance carrier. The insurer initially approved his claim on application. However, after only two years they terminated his benefits claiming he did not have enough medical support to prove a sufficient level of functional impairment.

The man sought out help to appeal the insurer’s denial decision. He did online research of the best disability firms and found Fields Disability. He contacted us and immediately received a call from one of our attorneys. After signing on with the firm, our team of disability attorneys began gathering updated medical records from all of his providers, a letter of support from his primary care physician, and acquiring the results of a functional capacity evaluation he underwent.

Our attorneys crafted a lengthy appeal dissecting and countering the insurer’s denial letter arguments, and submitted the entire stack of documentation to the insurer. The insurer was unable to refute the evidence and arguments presented in our appeal, and soon reversed their prior denial. The man soon got a check for his back benefits, and the insurer reinstated his benefits forward. He could have not been happier with the outcome.”

Maintenance Repair Technician - St. Louis, MO

Stroke

“A 59 year-old maintenance repair technician became disabled after suffering a stroke. His job required him to perform heavy lifting and look after heavy equipment. Cigna paid his claim for the entire Own Occupation period. However, when the definition of disability switched to Any Occupation, Cigna denied benefits.

The man hired Fields to appeal the decision. Our attorneys reached out to the medical staff at the man’s primary care clinic and requested a narrative report documenting the severe ongoing neurological issues. This report was submitted with updated medical records and legal arguments arguing the man’s case. Cigna reinstated benefits after receiving the documentation. The man was able to continue treating for his condition with the financial burden of the denial behind him.”

Clinical Manager - Lewisburg, TN

Fatigue, Dizziness, Headaches, Decreased Short Term Memory

“A clinical manager applied for long-term disability benefits through her insurer after suffering fatigue, dizziness, headaches, and decreased short term memory, but was denied for benefits. The insurance company first denied her benefits when they determined that she was not eligible for benefits because the documentation did not support the conclusion that she was unable to perform the material and substantial duties of her own occupation as a clinical manager throughout her 180-day elimination period. She appealed this denial on her own, without the assistance of legal counsel, and the insurer again denied her claim for long-term disability benefits.

Upset with the insurer’s decision to deny long-term disability benefits, she called Fields Disability for help. The attorneys at Fields Disability filed a lawsuit in federal court to fight for our client. During preparation for trial, Fields Disability attorneys were able to negotiate a generous lump-sum settlement for our client, who was overjoyed with the resolution of her case.”

Home Theater Install Technician - Mesa, AZ

Chronic Back Pain, Neck Pain

“A Home Theater Install Technician was unable to continue working due to disabling low back pain. Based on his disabilities, and his inability to work, he applied for long-term disability benefits, which was approved by The Hartford Life and Accident Insurance Co.

Our client received benefits until his long-term disability claim was terminated by Hartford by a letter. In Hartford’s denial letter, it stated, without considering Claimant’s current and progressing disabilities, he was able to perform the essential duties of Any Occupation.

The Fields Disability attorneys collected all the medical records and opinions of our client’s doctors and submitted a comprehensive appeal. After receiving the appeal, The Hartford Life and Accident Insurance Company was forced to agree the man was disabled and reinstated benefits immediately.”