PROVEN LAWSUIT RESULTS

Senior Account Manager - Richland, WA

Heart Conditions

“Our client had worked as a Senior Account Manager before becoming disabled due to his heart conditions. Liberty Mutual denied his claim for short-term and long-term disability benefits by sending him letters in the mail. Liberty Mutual claimed that he did not meet their Definition of Disability. Specifically, Liberty Mutual claimed he was capable of working as a Senior Account Manager because they believed there was a lack of objective evidence of impairments that would translate to restrictions or limitations for Liberty Mutual to consider him Disabled.

This client turned to Fields Disability to help him fight Liberty Mutual, and appeal Liberty Mutual’s decisions to deny short and long-term disability benefits. The attorneys at Fields Disability complied all of his medical records, received doctor reports, and submitted a comprehensive appeal. Liberty Mutual decided to overturn their previous decision and retroactively paid this client all the benefits he should have received for his short and long-term disability benefits. He was excited to get almost a year of benefits back as a lump-sum.”

Scheduling Specialist - Keizer, OR

Chronic Low Back Pain, Lumbar Spine Disc Disease, Lumbar Radiculopathy Status Post Lumbar Spinal Surgery

“A military veteran originally ceased working as a Scheduling Specialist due to chronic low back pain, lumbar spine disc disease, and lumbar radiculopathy status post lumbar spinal surgery. Since the first reporting his disabilities, and his inability to work, to his employer and carrier, Liberty Mutual, this veteran endured a complicated and extensive medical history.

He exhausted his short-term disability benefits, and applied for long-term disability benefits, which was approved by Liberty Mutual; however, after receiving long-term disability benefits for a brief period of time, his claim was preemptively terminated by Liberty Mutual.

Liberty Mutual terminated his long-term disability benefits by an impersonal letter alleging he did not meet the definition of “Disability” because they believed he was capable of performing the Material and Substantial Duties of a Scheduling Specialist. Upset with this termination, and sudden loss of income, this veteran contacted Fields Disability for help.

The attorneys at Fields Disability contacted all of his doctors, had favorable reports written on his behalf, and submitted an appeal to Liberty Mutual. After a brief period of time, Liberty Mutual had no other decision but to reverse its prior termination decision, and reinstated benefits immediately. Our client was extremely excited, and was happy with the quick turnaround from the staff at Fields Disability.”

IT Analyst - Savannah, GA

Back Pain, Spinal Cord Compression, Bulging Discs, Anxiety

“An IT Analyst from Georgia had severe back pain which exacerbated her anxiety. Her job added to her daily stress and ultimately her combination of symptoms forced her to stop work. She battled with her insurance company for short-term disability benefits before they paid her, and then was denied in her application for long-term benefits despite recommendations from doctors saying she could not work.

She called Fields Disability for help. The Fields team contacted our client’s treating doctors for medical records and handled all correspondence with the insurance company. Our attorneys discovered that the insurer ignored key records when denying benefits. We sent a strong appeal to the insurance company pointing out their errors and the insurer overturned their denial. Our client received a lump-sum for back-pay and ongoing monthly benefits! She is pleased with the professional representation Fields Disability provided, and happy to be done fighting her insurance company.”

Legal Secretary - Washington, DC

Chest Pain, Dyspnea with Exertion, Heart Transplant, Hip Replacement, Amyloidosis, Loss of a Leg

“A legal secretary was forced to stop working at a Washington D.C. law firm due to her disabling chest pain, dyspnea and hip/leg replacement surgeries. Sometime after her exhaustion of short-term disability benefits, she applied for long-term disability benefits, which was approved by Unum.

Our client was receiving long-term disability benefits until Unum preemptively terminated her benefits. The attorneys at Fields Disability contacted our client’s doctors to compile reports of all of her symptoms and treatments and appealed the decision to terminate benefits. Upon further review, and as a result of the Fields Disability attorney’s appeal, Unum reversed its decision to terminate and issued payments immediately.”

Classroom Teacher - Minneapolis, MN

Head Injury

“A Minnesota employee had worked as Classroom Teacher for a public school before becoming disabled after suffering a head injury following a motor vehicle accident. By an impersonal letter, her long-term disability insurance carrier notified this teacher that her disability benefits were denied because she no longer met the definition of “Disability.” The insurance carrier claimed that there was no medical evidence to support this teacher’s inability to perform the Material and Substantial duties of her Regular Occupation.

Upset at her sudden loss of income, she called Fields Disability for help appealing the insurance carrier’s decision. The attorneys at Fields Disability contacted our client’s doctors to compile reports of all of her symptoms and treatments, as well as narrative reports. After submitting her appeal, the insurance carrier determined to reverse its previous decision and issued a check for the months it failed to pay this teacher.”