PROVEN LAWSUIT RESULTS

Registered Nurse - Pineville, LA

Depression, Narcolepsy

“A registered nurse from Louisiana started having uncontrollable drowsiness. He was consistently getting seven hours of sleep but the symptoms persisted. He tried reducing his hours and various medications but nothing helped. He was forced to stop working. He applied for short term disability benefits through his employer but was denied because, despite strong records from his neurologist, the insurance company said he did not have a specific test performed.

Upset and worried about his lost income, he called Fields Disability for help. Our attorneys gathered the claim file from the insurance company and medical records from our client’s doctors. Fields attorneys asked one of our client’s doctors for a summary of their findings and the doctor provided a letter saying the narcolepsy was lifelong and disabling. With strong supporting evidence, Fields attorneys filed an appeal to the insurer and the decision was overturned. Our client received a lump sum for short-term benefits and is now working with Fields Attorneys on a long-term disability claim. He is pleased with the professional advocacy Fields Disability continues to provide.”

Cashier - West Fargo, ND

Psoriatic Arthritis, Knee Replacement Surgery

“A cashier became disabled after undergoing a total knee replacement surgery and developing psoriatic arthritis. His symptoms kept him from sitting and standing for long periods of time. His arthritis severely affected his hands and resulted in an inability to gross and fine manipulate during work tasks. The insurance company initially approved him for benefits. When the definition of disabled changed under his policy, the insurer denied benefits claiming that he was able to perform sedentary jobs.

The man hired Fields Disability to fight the insurer’s wrongful denial. Fields Disability attorneys ordered medical records from the man’s treating providers. Upon reviewing the medical information, our attorneys secured a report from the man’s treating rheumatologist documenting his inability to sustain full-time work and use his hands for more than a few minutes. Our attorneys used that information to secure a favorable decision from the insurer. The man received a substantial backpay check and hired Fields Disability to negotiate a settlement so he never had to deal with them again.”

Licensed Practical Nurse - Bassett, VA

Multiple Sclerosis, Fatigue, Cognitive Decline

“A nurse who was experiencing fatigue, balance issues, and cognitive decline was diagnosed with multiple sclerosis. She could no longer perform her normal work duties so she applied for long-term disability benefits through her employer’s insurance company. The insurance company approved her benefits, but after paying for two years, the benefits suddenly stopped.

Worried about her lost income and declining health, she contacted Fields Disability for help. The attorneys at Fields Disability obtained medical records from all of our client’s doctors and obtained the claim file from the insurance company. In the two weeks before the denial was sent, our client had twenty injections due to worsening symptoms. With strong evidence compiled, our attorneys sent an appeal to the insurer.

The insurance company changed their minds and granted benefits. Our client received a lump-sum check for back pay and is receiving monthly benefits again. She is relieved to be through fighting the insurance company, and is pleased with the professional advocacy Fields Disability provided.”

Repair Technician - Huntington Station, NY

Osteoarthritis

“Our client was a Repair Technician from New York suffering from osteoarthritis. When his doctors removed him from work he applied for Long-Term Disability benefits through his employer’s plan with Aetna. At first, Aetna approved the claim and paid his benefits. However, when the definition of disabled changed under the policy, requiring our client to be disabled from Any Occupation, Aetna denied the claim arguing there were other occupations he could perform.

Concerned, our client turned to Fields Disability for help. Our team drafted built an appeal to fight this decision. We reached out to our client’s doctors for specific narratives answering questions aimed at fighting this decision. Additionally, we received an independent vocational assessment pointing out that our client could not, in fact, perform any other occupations in the national economy. After receiving our appeal Aetna reversed its denial, paid our client his back pay and restarted his monthly disability payments.”

Home Loan Technician - Hayden, ID

Chronic Kidney Disease

“A woman who worked as an mortgage servicer at a financial service firm in Idaho suffered from severe kidney disease that severely limited her ability to work full-time. Her long-term disability carrier was extremely skeptical of her claim, requesting that she attend a functional capacity evaluation. Based on the results of the evaluation, the insurance company denied long-term disability benefits. They claimed that the medical information available did not provide a basis for an inability to work. She appealed on her own, but the insurance company did not reverse their decision.

The woman hired Fields Disability to sue the insurance company. After reviewing the file from the insurance company, her attorney planned a strategy to fight the decision in court. After the suit was filed, the attorney went to work negotiating a settlement based on several critical errors in the insurer’s review of the claim. The insurer agreed to pay a substantial settlement to the woman. She was thrilled with the final result.”