PROVEN LAWSUIT RESULTS

Payroll Supervisor - Neptune City, NJ

Renal Failure, Atrial Fibrillation, Diabetes, Hypertension, Depression

“A woman from New Jersey had a great job as a payroll supervisor at a company in New Jersey until she developed renal failure, atrial fibrillation, diabetes, hypertension, and depression. Her condition required a hospital stay during which she developed respiratory failure and had to be kept alive by a ventilator. In addition, she required dialysis. Her condition later recovered and she was transferred to a rehab facility. Clearly, she could no longer work. Reliance Standard, her long-term disability insurer initially accepted her claim and paid benefits. The insurer later denied her claim stating that she had recovered enough to perform the duties of any occupation.

Not knowing how to fight the insurance company, she reached out to Fields Disability. Her attorney at Fields Disability began updating the client’s medical records to provide the full scope of the client’s condition. Once the records were compiled, he drafted a winning appeal which led the insurance company to overturn their denial and reinstate her benefits. The client felt a huge sense of relief knowing that she had gotten her benefits back.”

Blowmold Operator - Little Rock, AR

Stroke with Neurological Deficits

“A blowmold operator became disabled after suffering a stroke. The man had several residual effects, including unsteadiness on his feet and optic nerve neuritis. His symptoms kept him from safely working with blowmold machinery, and his doctors took him out of work.

Mutual of Omaha paid the man short term disability benefits without any issues. Unfortunately, when the time came for Mutual of Omaha to pay the man long-term disability benefits, he was denied. Omaha stated the man could return to work and did not have any limitations.

The man hired Fields to fight Omaha’s wrongful denial. His Fields Disability attorney secured narrative reports from the treating doctors. One report forcefully stated the man’s visual deficits would completely limit his ability to perform the blowmold operator job. The reports were submitted to Omaha along with legal and factual arguments. After a brief review, Omaha notified the man’s attorneys that it would be reinstating benefits. The man received a substantial backpay check and was able to get caught up on all of his bills.”

Technical Services Assistant - Walker, LA

Low Back Pain

“A Technical Service Assistant was unable to work due to severe back pain that impaired her ability to sit and stand comfortably at work. She submitted a claim for short-term disability to Sedgwick, who paid benefits for just two weeks before denying her. In the denial letter, Sedgwick stated the woman’s medical records failed to show she was disabled. For months prior to leaving work, the woman had tried everything from a standing desk to pain medications to continue working. She knew in her current condition returning to work simply was not possible.

She hired Fields Disability to file an appeal of Sedgwick’s decision. Our attorneys gathered medical evidence and disability paperwork from the woman’s two treating doctors stating that she was unable to perform her work as a technical services assistant. Our attorneys submitted that information along with a legal memorandum arguing the woman could not return to work due to her conditions. After a brief review, Sedgwick overturned its decision and reinstated benefits. The woman was able to use the short-term disability back payment to continue treatment with her doctors and eventually resume work with her employer.”

Warehouse Manager - Edgewood, WA

Femoral Nerve Injury

“A Warehouse Manager was forced to leave work when he developed a left femoral nerve injury. His symptoms resulted in extreme pain with standing, walking, and even sitting. He applied to Cigna for long-term disability benefits, which were paid for twenty-four months. When the Definition of Disabled in his policy changed, Cigna denied the man’s benefits, stating he could perform work at the sedentary level utilizing his managerial experience.

The man quickly hired Fields Disability to appeal Cigna’s wrongful decision. Our attorneys reviewed all of the records Cigna accumulated during our client’s claim. We found that Cigna’s review heavily relied on the opinion of an internal doctor that did not even examine our client. Our attorneys referred our client to a functional capacity evaluation to objectively measure his ability to work. The Evaluation showed that our client simply could not perform any work on a full-time basis and Cigna quickly reversed its decision and paid the disability benefits.”

Call Center Manager - Sioux City, IA

Fibromyalgia

“A woman who worked as an Call Center Manager in Iowa became disabled after a long struggle with fibromyalgia. Her chronic pain severely limited her ability to work and focus on managing her employees. She applied for disability benefits, but the long-term disability carrier was extremely skeptical of her claim. After receiving a denial, the woman filed three separate appeals on her own. The insurance company denied each and every one, stating the medical information available did not provide a basis for an inability to work.

The woman hired Fields Disability to sue the insurance company. After reviewing the file from the insurance company, her attorney noted several flaws in the review process. After the suit was filed, the attorney went to work negotiating a settlement based on several critical errors in the insurer’s review of the claim. The insurer agreed to pay a substantial financial award to our client, who was extremely pleased with the settlement.”