PROVEN LAWSUIT RESULTS

Public Safety Dispatcher - Durant, OK

Spinal Stenosis, Myopathy, Chronic Pain

“An emergency dispatcher from Oklahoma had knee and back pain so severe she had to stop working. She received short term disability benefits for a few months, but when she applied to make the benefits long-term the insurance company denied her claim. The insurer said that her condition was pre-existing so coverage did not apply. She appealed the decision, but the insurer maintained it’s position.

Worried about her lost income, she called Fields Disability for help. Our attorneys reviewed her file and determined she had a good case for a lawsuit in federal court. Our support team compiled all the documentation from the insurance company to prepare for a hearing. During preparations for arguments in federal court, Fields attorneys negotiated a lump-sum settlement. Our client was overjoyed with the settlement check and was relieved to be through fighting her insurance company.”

Pharmacist - Acton, MA

Back Pain, Hip Pain

“A retail pharmacist from Massachusetts began having severe back and hip pain. Her doctor diagnosed her with bulging discs in her back that were radiating pain to her hip. She was approved for long-term disability benefits through her employer. The insurance company periodically asked for documentation of her treatment, and after receiving benefits for a year, her insurer said she could return to work. She sent in a written appeal, but the insurance company would not change its mind.

Upset with her insurer, and worried about her lost income, she contacted Fields Disability for assistance. The attorneys at Fields Disability obtained the entire claim file from the insurance company and all of our client’s medical records to compile all of the evidence. Our attorneys sent the insurer a strong appeal which referenced key records that were previously overlooked. The insurance company reversed their decision. Our client received a lump-sum check for back-pay and receives a monthly check to offset her lost income. She is pleased with the professional representation from Fields Disability and is relieved to have her monthly income restored.”

Internal Auditor - Covina, CA

Multiple Sclerosis

“A man from California suffered from multiple sclerosis which caused him significant fatigue that prevented him from working. His long-term disability insurer, The Standard Insurance Company, initially accepted and paid his claim for long-term disability benefits. Later on, they denied his claim arguing that he had the functional capacity to perform a sedentary occupation.

Not knowing what he was supposed to do, he found the attorneys at Fields Disability. His attorney at Fields went right to work. He reviewed all of the records from the insurance company and went to work getting updated records. With updated records and a full understanding of the insurance company’s arguments, his attorney drafted a winning appeal which forced the insurance company to reinstate benefits. The client felt an incredible sense of relief knowing that he had an income on which to support himself and his family.”

Senior Plant Technician Operator - Oxon Hill, MD

Stroke Symptoms, Drop Foot

“A Maryland man had worked as a Technical Operator for a power company for many years. His job involved climbing up and down scaffolding, working on large and complicated machinery, and significant amounts of walking. Unfortunately, he suffered a stroke and began experiencing numbness and tingling in his lower extremities. He eventually was diagnosed with Drop Foot, or total foot numbness. No longer able to climb or walk for any appreciable distance, the man was forced to stop working.

The man applied for benefits from his long-term disability carrier, MetLife, and was initially approved. When the man was released to light-duty work by his physician, his employer couldn’t accommodate his ongoing restrictions and the man remained disabled. On these grounds, MetLife terminated the man’s benefits, claiming his medical records did not support further functional limitations. He tried appealing the insurer’s decision on his own, but they denied his motion. The man remained employed by the power company, but was not allowed to return to work. He felt like he had run out of options.

Knowing he needed help, the man turned to Fields Disability. Our team of attorneys and legal professionals got to work on his case right away. Our paralegals acquired pertinent medical records which the insurer claimed not to have, and our attorneys gathered supporting expert opinion from the man’s medical team. Fields Disability made several arguments in the appeal, supported by detailed exhibits. The appeal was submitted well before the insurer’s deadline and the insurer soon overturned their prior decision. The man received substantial check for his back benefits, and MetLife reinstated the man’s ongoing benefits.”

Store Manager - Beckley, WV

Diabetic Nephropathy, Chronic Kidney Disease, Hypertension, Coronary Artery Disease

“A manager of a Kroger’s grocery store in West Virginia suffered from a number of different conditions. After attempting to continue working despite his condition, he soon realized he simply couldn’t work. After applying for short-term disability benefits, MetLife denied his claim for benefits. Their denial claimed that the medical information available did not provide clinical findings that would preclude him from working.

Not sure what he should do, he reached out to Fields Disability. After completing his review of the client’s file from the insurance company, his attorney developed a plan to fight the denial. He updated medical records and obtained a report from the client’s treating doctor and drafted a winning appeal. The insurance company reversed their decision and reinstated the client’s benefits and paid all the past-due benefits. The client was extremely relieved and grateful to have his sole source of income back.”