PROVEN LAWSUIT RESULTS

Nurse Anesthetist - Muskogee, OK

Spinal Fusion, Neck Pain, Back Pain

“An Oklahoma Nurse Anesthetist was injured while serving in the military. She managed the pain for years, but eventually required spinal fusion surgery. After surgery, she experienced numbness in her arms and hands. She could not continue working as a nurse. Her insurance company denied her application for long-term disability benefits because of a dispute about when her coverage started.

Worried about her loss of income, she contacted Fields Disability for help. Fields Attorneys collected all of the documentation from the insurer and from our client’s doctors. They found documentation that firmly established the coverage date for our client, as well as medical records that strongly supported continued disability payments.

Our attorneys submitted a strong appeal to the insurance company and attached all the supporting evidence. The insurance company overturned their denial, sent a lump-sum check to our client for back-pay, and approved continued benefits. Our client was overjoyed with the result, and retained Fields Disability to help with any future issues with her benefits.”

Director of IT - Lexington, KY

Cognitive Impairment, TBI

“A 60 year old gentleman, who worked as the IT director for a large, international business, suffered a traumatic brain injury. With an occupation requires one to think, reason, analyze and articulate significant and highly complex concepts, this client could no longer perform any of these functions. Neurocognitive tests were done and demonstrated clearly that this client suffered from cognitive impairment. Despite the findings, the disability carrier denied an application for disability benefits.

Fields Disability was hired, and his attorney began to obtain all records, and cognitive function tests, as well as supportive reports from our client’s treating doctors. The attorney then filed an appeal, and the denial was reversed in light of the substantial evidence that had been presented.”

Chief Exectutive Officer - Staunton, VA

Sjogren’s Syndrome, Leucopenia, Chronic Fatigue Syndrome

“Our client worked chief executive officer of a business in Virginia. She suffered from Sjogren’s Syndrome, Leucopenia and Chronic Fatigue Syndrome. After her doctors removed her from work she applied for Long Term Disability benefits through her employer’s plan. Unfortunately, the insurance company denied her claim for benefits. Our client appealed this decision on her own but was unable to reverse the insurer’s decision.

Having exhausted her appeals, she reached out to Fields Disability for help filing a lawsuit. Our team filed a lawsuit on our client’s behalf and entered into settlement negotiations with the insurer’s attorney. Our attorneys were able to negotiate a settlement permitting our client to move on from this matter, without having to go to court over her claim.”

Mechanic - Hollidaysburg, PA

Back Pain, Sciatica

“A man from Pennsylvania who worked as a mechanic suffered from severe back pain and sciatica. The pain prevented him from performing his job as a fleet mechanic for US Foods. Cigna, his long-term disability insurer, denied his claim for long-term disability benefits, asserting that the medical information did not show that he was physically limited.

Clearly unable to work in his condition, he found Fields Disability. His attorney at Fields began reviewing the entire file from the insurance company and the report from the insurance company’s doctor. After completing his review, his attorney knew exactly what needed to be done. He updated medical records and obtained statements from our client’s orthopedist. With the updated records and reports, our attorneys then drafted a winning appeal. The insurance company reversed their decision and reinstated the client’s monthly benefits. The client was so thankful to get his benefits back and relieved that he would no longer have to worry about supporting himself and his family.”

Salesman - Chicago, IL

Chronic Regional Pain Syndrome, Massive Full Thickness Bilateral Rotator Cuff Tears

“Our client was a Salesman from Illinois who suffered massive, full thickness rotator cuff tears to both shoulders, and subsequently developed chronic regional pain syndrome. He attempted to return to work but this proved unsuccessful and his doctors recommended additional surgeries.

He applied for Long-Term disability benefits through his employer’s plan with Sun Life. After over a year of reviewing the claim and asking for additional information Sun Life eventually denied our client’s claim because it could not conclusively determine if our client remained covered under the policy after his failed attempt to return to work and was not convinced his conditions precluded him from performing his Own Occupation. The claim was denied mere weeks before our client went back into the hospital for yet another surgery.

Our client reached out to Fields Disability for help fighting this decision. His attorney built an appeal that conclusively established our client remained covered under the policy at all times relevant to the claim, and that due to his substantial condition it was impossible for him to perform not only his Own Occupation but also any other gainful occupation. After reviewing our appeal Sun Life finally reversed its denial, paid our client his back pay and commenced monthly payments.”