PROVEN LAWSUIT RESULTS

Office Manager - Piedmont, MO

Arnold-Chiari Syndrome

“An office manager and mother of two from Missouri suffered from the effects of Arnold-Chiari Syndrome. This included frequent blackouts and migraine headaches. As a result, she could not continue working. Her Long Term Disability carrier, Lincoln Financial, accepted her claim and paid benefits. The insurer later cut off her benefits claiming that the medical records did not show she was unable to perform her own occupation.

Unsure of what to do, she reached out to Fields Disability. The Fields attorneys began updating our client’s medical records to submit to Lincoln Financial. In addition, we worked with her neurosurgeon to provide a narrative report which highlighted the effects of her condition. Upon review, Lincoln Financial reversed their decision and reinstated her monthly benefits.”

Reasearch Specialist - Suttons Bay, MI

Bilateral Carpal Tunnel Syndrome, Pain and Numbness in Hands

“A woman from Michigan worked as a research specialist for a Native American tribe. Due to her years of working she had developed carpal tunnel syndrome and associated pain and numbness in her hands. Her condition progressed to the point where she could no longer work. She was approved for short-term disability benefits but denied long-term disability. The long-term disability insurer claimed that she could work.

Needing an income to survive and unable to work, she reached out to Fields Disability. Her attorney at Fields Disability drafted and filed an appeal with the insurer which included updated medical records. The appeal was denied and her attorney immediately filed suit in federal court. Leveraging his knowledge of the file and law, her attorney was able to negotiate a settlement with the insurance company which provided her with the security that she needed.”

Distribution Coordinator - Manhattan, KS

Chronic Back Pain, Depression

“A man worked as a Distribution Coordinator for Driscoll’s. He suffered from severe back pain and depression. His condition prevented him from performing his job which required him to be on his feet for many hours per day. His insurer, Cigna initially approved his claim for long-term disability benefits. The claim was later denied by Cigna, asserting that they found he had no activity restrictions that were medically supported and that they had identified occupations he could perform.

Clearly unable to work and unable to fight the insurance company, he reached out to Fields Disability. His attorney at Fields went right to work reviewing insurance company’s file. After completing his review, his attorney developed a plan to fight the denial. He updated medical records and requested reports from the client’s treating doctors. With the updated records and reports, he then drafted a winning appeal. The insurance company reversed their decision and reinstated the client’s monthly benefits and paid all the past-due benefits. The client was so thankful to get his benefits back and relieved that he would no longer have to worry about finding income to support his family.”

Bank Manager - Marion, AR

Severe Asthma, Osteoporosis

“A woman who worked as the manager of a bank became unable to work due to a combination of severe asthma and osteoporosis. Her condition prevented her from doing any type of work, much less her own. She initially received short-term disability benefits but was later denied long-term disability benefits. The insurer claimed that the medical records did not show she was unable to perform her own occupation.

Unsure of what to do, she reached out to Fields Disability. Her attorney at Fields went right to work updating the client’s medical records to submit to the insurance company. With updated medical information, the attorney drafted an appeal which made the case for disability. The insurance company denied the claim on appeal.

The attorney immediately filed a lawsuit in federal court. After negotiation, they were able to settle the claim for a great value to the client which mitigated any risk of losing with litigation. The client was overjoyed with the result.”

Logistics Specialist - Colorado Springs, CO

Multiple Sclerosis, Bulging Discs, Nerve Root Impingement, Chronic Pain

“Our client was a Logistics Specialist from Colorado. She suffered from Multiple Sclerosis; bulging discs with nerve root impingement in her spine; and chronic pain. Originally, she was taken off of work by her medical providers and applied for benefits through her plan with Cigna. Cigna approved the claim and paid benefits for 24 months. However, when the definition of disability changed to “any occupation” under the relevant policy, Cigna discontinued benefits asserting there were occupations she was capable of performing in the national economy.

After attempting to fight this denial on her own without success, our client reached out to Fields Disability for help. Her attorney built an appeal establishing that not only had her conditions not improved, they had actually worsened over the course of time benefits had been paid. Additionally, the appeal established Cigna failed to properly evaluate our client’s ongoing entitlement to benefits; and had selectively cited, misstated, and ignored relevant evidence in the file.

After reviewing our appeal Cigna reversed its decision, paid our client her back pay, and recommenced monthly disability payments.”