PROVEN LAWSUIT RESULTS

Document Processor - Detroit, MI

Cervical Disc Herniation, Fusion Surgery

“A young man who worked as a document processor for a Detroit law firm was hit by a drunk driver. As a result of the accident, he suffered from a disc herniation in his neck, cervical facet syndrome, and a cervical spine sprain. He was in constant pain. He eventually was forced to undergo surgery to fuse his cervical spine at the C4-C5 disc. Due to his condition, he was unable to continue working. His insurer, Principal Life, initially approved him for short-term disability benefits. When he applied for long-term disability benefits, Principal alleged that he was capable of performing his job and denied his benefits.

Unsure of what to do and how to live without an income, he got in touch with Fields Disability. Our attorneys began compiling all of the necessary medical records and reached out to the client’s doctors to obtain narrative reports which detailed his impairments, treatment, and continuing symptoms. Our attorneys then prepared a compelling appeal to submit to the insurer. Upon review, Principal realized that they had made a mistake denying the client’s benefits and they were promptly reinstated. The client was overjoyed to find out that the insurer had reversed their denial and was able to rest easy knowing that he would have income to live off of.”

Software Engineer - Brooklyn, NY

Neuralgia, Depression, Severe Anxiety

“Prudential discontinued the disability benefits of a disabled software engineer. She suffered from neuralgia, depression, and severe anxiety. The insurance company argued that the woman was able to return to her stressful and demanding job, though it cited absolutely no medical evidence in support of its position.

The woman hired Fields Disability to handle her appeal. We gathered updated medical records and reports from the woman’s treating doctors stating she was unable to perform any kind of work. We submitted a brief arguing Prudential’s review was selective and arbitrary due to the lack of medical evidence supporting its decision. Prudential overturned its decision, stating it agreed the woman was completely disabled.”

Special Apparatus Operator - Batesville, MS

Torn Rotator Cuff in Left Shoulder, Continued Shoulder Pain

“A woman in Mississippi suffered a torn rotator cuff in her left shoulder. Due to her condition, she was unable to continue working in her physically demanding job, and was awarded long-term disability benefits by her insurer Reliance Standard. Over two years later, her insurer cut off her benefits claiming that she was no longer disabled under her policy. The insurer claimed that after reviewing her medical records that she had the ability to work certain jobs which the insurer had identified.

Unsure of how to fight the insurance company and uncertain of a future with limited education and work prospects, she reached out to Fields Disability for help. The attorneys at Fields went to work updating the client’s medical records to submit to the insurance company. We then argued that the insurance company had made critical mistakes in their determination of the client’s case. Upon review, the insurance company reversed their decision and recommenced the payment of monthly benefits. The client found tremendous relief at getting her benefits reinstated and was able to put her mind at ease.”

Layout Designer - Middleton, ID

Bipolar Disorder, Depression, Anxiety, Panic Attacks, Chronic Migraines

“Our client worked as a Layout Designer in Idaho. He suffered from severe depression, Bipolar disorder, anxiety, panic attacks, and chronic migraines. As his conditions worsened he was taken off work by his doctors and began receiving long-term disability benefits. Our client’s claim was administered by the Matrix Absence Management Company on behalf of Reliance Standard.

Unfortunately, after only two months of payments, Reliance Standard cut off his disability benefits. Reliance Standard relied upon two statements within our client’s medical records stating he felt a bit better combined with its own medical record review asserting our client could still work full-time to deny benefits. This occurred even though our client required ongoing and continuing hospitalizations and treatments for his conditions.

Our client immediately contacted Fields Disability for help fighting this decision. His attorney and the team at Fields Disability built the evidence necessary to win this appeal and respond to all of Reliance Standard’s errors. We documented the numerous points where Reliance Standard ignored, misstated, and selectively cited relevant evidence to its benefit and our client’s detriment. We reached out to our client’s numerous doctors to show their support in the form of narrative reports. After reviewing our appeal Reliance Standard reversed its decision, paid our client his back pay, and recommenced monthly benefit payments.”

Warehouse Worker - Youngtown, AZ

Umbilical Hernia

“A 50 year old male who, prior to his disability, worked as a Warehouse Worker with Amazon in Phoenix. As part of his occupation, he had to repeatedly lift, reach, bend, and climb stairs, as well as stand with his arms stretched for eleven hour shifts.

Over a three month period, he developed significant pain in his lower abdominal area, which became so excruciating over time that he had to apply for disability benefits which, unfortunately, was denied. While having to deal with the disability insurance carrier, he underwent a surgery to rectify an umbilical hernia, which forced him to stay in bed convalescing for months on end.

Eventually, he sought out the assistance of Fields Disability. Attorney Merrick Williams reviewed the file, assembled supportive medical records and reports and filed a memorandum of appeal demanding reversal of the disability carriers’ denial.

After a 45 day review of the appeal, the disability carrier reversed its denial and began making disability payments. While this clients condition is, fortunately, something that will eventually heal, he is extraordinarily grateful for the efforts of Fields Disability to ensure he is receiving disability payments while he is attempting to heal from his condition.”