PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Aircraft Mechanic - Summerville, SC
Lumbar Spine Issues
“An aircraft mechanic ceased working due to low back pain because he was unable to keep up with the physical demands of his job. His claim was paid for the entire Own Occupation period of the policy, but when the definition changed to Any Occupation, the insurance company denied continuing benefits. The insurance company said the mechanic would be able to perform a number of desk jobs, despite only holding mechanical jobs for the past 30 years.
He hired Fields Disability to appeal the determination. Fields attorneys hired a vocational expert to discuss our client’s work history and his non-competitiveness for desk work. The insurance company denied the appeal, but totally failed to respond to the vocational expert’s report. The Fields attorneys were able to successfully negotiate a large settlement leveraging the insurance company’s error.”
Machine Slitter (Machine Operator) - Milwaukee, WI
Lumbar Degenerative Disc Disease, Chronic Lumbar Back Pain, Anterolisthesis of Lumbar Spine
“Our client worked as a Machine Slitter operating heavy machinery in Wisconsin for over twenty years. Over the years, he developed degenerative disc disease throughout his lumbar spine, chronic lumbar back pain, and anterolisthesis. He tried to work through his growing pain but finally his doctors took him off work and he applied for short-term disability benefits through Liberty Mutual. At first, Liberty Mutual paid his short-term benefits but as the switch to long-term benefits approached, Liberty Mutual denied the short-term disability claim and preemptively denied his long-term disability claim.
Our client quickly reached out to Fields Disability for help. Our team reviewed all the documentation used to deny our client’s benefits and quickly found that Liberty Mutual had adopted a medical record review by a physician who had never examined client. This review failed to consider our client’s job duties, and the opinions of his doctors before finding him not disabled. Our attorneys built an appeal with letters from the treating doctors responding to the medical record review, and federal guidelines detailing our client’s job duties. Moreover, we successfully argued that the medical record review improperly ignored relevant evidence already provided to Liberty Mutual. After reviewing our appeal Liberty Mutual reversed its decision, paid our client’s remaining short-term disability benefit, paid the back pay owed on long-term disability, and commenced monthly long-term disability benefit payments.”
Manager - Myrtle Beach, SC
Multiple Sclerosis, Anxiety, Depression
“A manager from South Carolina suffered from Multiple Sclerosis. His condition was debilitating and progressive. He had good days and bad days, but often would suffer from numbness in his extremities, memory deficits, and motor dysfunction. He received Social Security Disability benefits due to his condition. Despite his symptoms and Social Security status, the insurer denied his long-term disability benefits. The insurer said that there was insufficient objective evidence of his disability.
Worried about his worsening condition and lost income, he called Fields Disability for help. Our team gathered all our new client’s medical records and set up neurological tests to bolster the objective evidence supporting the claim. We also gathered and sent our client’s entire Social Security file to show the insurance company that their decision conflicted with a federal agency. After a lengthy reconsideration, the insurance company reversed their decision and our client received a lump-sum payment for back pay and began receiving his monthly benefits again. He was pleased with the persistent approach of the Fields Disability team and is glad to be through fighting with his insurance company.”
Aided Design Operator - Baltimore, MD
Chronic Low Back Pain, Ulcerative Colitis, Depression, Bilateral Knee Pain
“A woman suffering from debilitating back pain with a history of a lumbar fusion surgery was forced to stop working. After almost a year of paying long-term disability benefits, the insurance company discontinued the woman’s benefits. The woman was quite confused because the insurer asserted there were no objective findings that prevented her from performing her job as Computer Aided Design Operator, yet there had been no change in her condition since the time they began paying benefits.
She reached out to Fields Disability for help. Fields Disability drafted a strong appeal in which we highlighted that the insurer relied on a mistake in our client’s medical records to deny her benefits. Fields Disability also argued that the insurer mis-classified her job as a sedentary job, when it required more significant physical demands. The insurance company ignored these arguments, so Fields Disability filed a lawsuit against the insurer on the woman’s behalf. We were able to secure a settlement for our client and our client never had to appear in court.”
Bank Teller - Pittston, PA
CRPS
“A woman from Pennsylvania who worked as a bank teller suffered from severe and chronic pain as a result of Chronic Regional Pain Syndrome. This left her unable to perform any work as she would be completely incapacitated by her pain and the side effects from the heavy narcotics used to manage her pain. Liberty Mutual, her long-term disability insurer, denied her claim, asserting that a reviewing doctor concluded that she had the ability to perform the duties of her job.
Clearly unable to work and not sure of how to fight the insurance company, she reached out to Fields Disability. Her attorney at Fields went right to work reviewing the entire file from the insurance company and the report from the insurance company’s doctor. After completing his review, her attorney developed a winning strategy for her appeal. He updated medical records and obtained statements from multiple doctors the client had treated with. With the updated records and reports, he then drafted an appeal which highlighted her condition and how it prevented her from working. The insurance company reversed their decision and reinstated the client’s monthly benefits. The client was so thankful to get her benefits back.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
