PROVEN LAWSUIT RESULTS

Pipefitter / Welder - Iselin, NJ

Chronic Back Pain

“A man worked as a pipe fitter and welder in New Jersey. He suffered from severe back pain due to a workplace injury. MRI’s showed disc bulging and pressure on his spinal cord in his lumbar spine. As a result of his pain, he could not work. His insurer Cigna initially approved his claim for long-term disability benefits but the claim was later denied. In their denial, Cigna asserted that the medical information available did not support ongoing disability.

Unsure of what to do, he reached out to Fields Disability. His attorney at Fields Disability reviewed the insurance company’s file and developed a plan to fight the denial. He updated medical records and requested reports from the client’s treating doctors. With the updated records and reports, he then drafted a winning appeal. The insurance company reversed their decision and reinstated the client’s monthly benefits and paid all the past-due benefits. The client was incredibly relieved to know that his source of income had been restored.”

Warehouse Stocker - Batesburg, SC

Neurological Condition from Stroke

“A 59 year-old warehouse stocker became disabled after suffering a stroke. Her job required her to climb ladders, perform heavy lifting, and spend almost the entire shift on her feet. Liberty paid her claim for just over a year before denying benefits. Liberty based its denial on recent treatment notes where the woman’s treating doctor failed to note any sort of neurological deficits, despite problems with imbalance and prolonged walking.

The woman hired Fields Disability to appeal the decision. Our attorneys reached out to the medical staff at the woman’s primary care clinic and requested a narrative report documenting the severe ongoing neurological issues. This report was submitted with updated medical records and vocational information documenting the heavy duties required at the warehouse stocking job. The appeal was so strong that Liberty reinstated benefits just a week after receiving the documentation. The woman was able to continue treating for her condition with the financial burden of the denial behind her.”

Registered Nurse - Nashville, TN

Diabetic Neuropathy, Shoulder Pain

“A registered nurse became unable to work after her she fell and suffered a shoulder injury. Additionally, her diabetes worsened and resulted in neuropathic pain. These conditions resulted in chronic pain and an inability to safely care for her patients. Unable to work, she made a claim for long-term disability benefits which her long-term disability insurer denied.

The woman searched for a lawyer to help in her dispute with the insurance company. She reached out to Fields Disability and our attorneys evaluated her case for federal court and filed a complaint against the insurance company. In the end, we negotiated a settlement with the insurance company that allowed the woman to recoup a large portion of the benefits she was due.”

Sales Representative - Omaha, NE

Migraines

“Our client was a 59-year-old commercial sales representative of ADT whose primary responsibilities were to sell and create plans for alarm systems with large commercial businesses. He loved his job, particularly interacting with customers and meeting their needs to protect not only their facilities, but also their intellectual property.

Unfortunately, one day he developed a severe headache that kept him out of work for several days. He assumed the headache would go away as, at times, Tylenol and ibuprofen would ease the pain. But, when the headache increased and persisted to where it became unbearable, he saw a doctor who diagnosed severe migraines and started him on a treatment plan. While the treatment plan provided some improvement, the headaches affected his ability to do his job which required focus, concentration and an outgoing personality.

He could no longer do his job and filed for disability. Despite medical records clearly documenting the severity of the headaches, the disability insurer denied the application for benefits.

Left with no options and a lack of income to support his family, he hired Fields Disability. The attorneys at Fields Disability engaged his doctors, assembled medical records and reports, and filed a successful, favorable appeal. To his great relief, the disability payments and back pay were issued and he could now meet the financial needs of his family and continue with his treatment plans with the hopes of resolving his medical condition and returning to full-time work.”

Car Salesman - Durham, NC

Lupus, Mixed Connective Tissue Disease, Myositis, Degenerative Disc Disease

“Our client was a car salesman from North Carolina. He suffered from Lupus, Mixed Connective Tissue Disease, Myositis, and Degenerative Disc Disease. Unfortunately, his conditions progressively worsened until his doctors were forced to take him off work. His insurance company, the Principal, paid him long-term disability benefits for two years under the Own Occupation definition of disability. However, six months before the definition of disability changed the Principal started reviewing his case. The insurer hired private investigators to follow our client and his family, sent him to an IME, and had individuals do an in home visit to assess his disability. Based upon this review, the insurer cut off our client’s benefits alleging he would not satisfy the new definition of disability.

He quickly reached out to Fields Disability for help fighting this decision. Our team of attorneys successfully argued that our client’s condition was progressive and in fact worsening over the time Principal had paid benefits. Additionally, our team reviewed the surveillance footage from the Principal’s private investigators and showed that this surveillance actually supported our client’s disability claim. Lastly, our attorneys documented the numerous moments where Principal selectively cited, misstated, and ignored relevant evidence in denying benefits. After reviewing our appeal Principal reversed its decision, paid our client his back pay, and recommenced monthly benefit payments.”