PROVEN LAWSUIT RESULTS

IT Manager - Ledgewood, NJ

Orthostatic Hypotension, Cognitive Difficulties

“A man from New Jersey had been suffering from difficulties with cognition and fatigue. Eventually, he started experiencing blackout episodes. After fighting to continue to work, he no longer could. He was later diagnosed with orthostatic hypotension. His long-term disability insurer denied his claim for benefits arguing that he did not satisfy the definition of disabled.

Not knowing what he was supposed to do, he found the attorneys at Fields Disability. His attorney at Fields reviewed all the records the insurance company had and began getting updated records. He also obtained reports from the client’s treating doctors. After appealing, the insurer denied the claim once again we filed a lawsuit in federal court. The attorney was able to negotiate a settlement with the insurer which the client was very happy with.”

Teacher - Eagan, MN

Generalized Anxiety Disorder, Depression, Obsessive Compulsive Disorder

“Our client was a teacher from Minnesota, suffering from Generalized Anxiety Disorder, Depression, and Obsessive-Compulsive Disorder. His treating doctors recommended he stop working due to his severe conditions. He applied for disability benefits through his employer’s plan with Madison National. Unfortunately, Madison National denied our client’s claim asserting there was a lack of objective findings substantiating his limitations and restrictions.

Our client turned to Fields Disability for help. Our attorneys put together an appeal outlining the substantial medical evidence that was selectively cited, misstated, and ignored during the initial claim determination. Additionally, we received narrative reports from our client’s treating doctors establishing the basis for their opinions and the limitations they assessed for our client. After receiving our appeal, Madison National reversed its decision and paid our client his backpay.”

Mechanical Designer - Kimberly, WI

Cynaide Exposure, Dizziness, Loss of Balance

“A Mechanical Designer from Wisconsin was exposed to some toxic fumes at work. Over the next several weeks he began experiencing severe bouts of dizziness and loss of balance. His doctors said there may have been cyanide in the fumes. The symptoms forced him to stop working. He applied for long-term disability benefits with Cigna and provided medical records from his treating physicians. Much to his dismay, Cigna denied the claim, saying that he did not fit their definition of disabled.

Upset at his loss of income, he contacted Fields Disability for help. Fields attorneys started by gathering additional medical records from our client’s doctors, and obtaining the claim file from Cigna. Fields Disability attorneys sent a strong appeal to Cigna, arguing that they made a mistake in denying benefits for our client. Cigna acknowledged their error and granted a lump-sum payment for back-pay. Our client is now back to work and pleased that he can pay for his medical expenses.”

Pipefitter / Welder - Iselin, NJ

Chronic Back Pain

“A man worked as a pipe fitter and welder in New Jersey. He suffered from severe back pain due to a workplace injury. MRI’s showed disc bulging and pressure on his spinal cord in his lumbar spine. As a result of his pain, he could not work. His insurer Cigna initially approved his claim for long-term disability benefits but the claim was later denied. In their denial, Cigna asserted that the medical information available did not support ongoing disability.

Unsure of what to do, he reached out to Fields Disability. His attorney at Fields Disability reviewed the insurance company’s file and developed a plan to fight the denial. He updated medical records and requested reports from the client’s treating doctors. With the updated records and reports, he then drafted a winning appeal. The insurance company reversed their decision and reinstated the client’s monthly benefits and paid all the past-due benefits. The client was incredibly relieved to know that his source of income had been restored.”

Manufacturing Associate - Phoenix, AZ

Lumbar Disc Disease, Degenerative Joint Disease of the Knee, Severe Leg Muscle Atrophy

“Our client worked as an assembly manufacturing associate in Arizona. Over time, he developed lumbar disc disease and degenerative joint disease in his knee, which caused severe atrophy of his leg muscles.

His long-term disability insurer paid benefits for 24 months agreeing he was disabled from his “Own Occupation”. However, after 24 months the insurer wrote to our client informing him it had determined there were other jobs he could perform in the national economy and therefore it was discontinuing his benefits.

Our client appealed this decision on his own but the insurer refused to overturn their decision. He reached out to Fields Disability for help bringing a lawsuit in this matter. First, our team filed a lawsuit on his behalf. Then, we entered into settlement discussions with the insurance companies attorneys and were able to negotiate a fair settlement resolving this claim.”