PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Diagnostic Production Technician - Lexington, KY
Herniated Disc, Osteoporosis, Lumbosacral Back Pain, Insufficiency Sacral Spine Fracture
“A Diagnostic Production Technician from Kentucky suffered from a herniated disc, osteoporosis, lumbosacral back pain and an insufficiency fracture of the sacral spine. She applied for long-term disability benefits and was denied as Mutual of Omaha determined her conditions fell under a pre-existing condition exclusion.
Worried about her income, she contacted Fields Disability for help. Our attorneys reviewed the insurer’s claim file and gathered doctor’s records and reports to file an appeal. In response to the appeal, Mutual of Omaha overturned their prior determination and approved her claim.”
Underwriter - Cottage Grove, MN
Chronic Degenerative Hip Disease
“An Underwriter from Minnesota suffered from chronic hip degeneration her entire life and underwent a dozen surgeries prior to the age of 20. She was able to work sedentary jobs, but eventually, her condition became too severe and she was forced to stop full time work. She found a part-time job, was approved for partial benefits, and received benefits for four years. After her case was transferred to a different claims manager, Principal discontinued her benefits and said she could return to full-time work.
Worried about her lost income and still suffering from chronic pain, she contacted Fields Disability for help. Our attorneys drafted a strong appeal refuting Principal’s arguments and highlighting our client’s most recent medical treatment. Principal reversed its denial decision. Our client received a lump-sum payment for back pay and her monthly benefits once more.”
Die Grinder - Rochdale, MA
Back Pain, Failed Back Surgery, Rotator Cuff Tear
“An Industrial Die Grinder from Massachusetts tore his rotator cuff at work. He applied for Long Term Disability benefits, but there was a 365-day waiting period before benefits would be paid. After the waiting period expired, Guardian denied benefits, saying that the application was received two days after his disability had begun so he was not covered by the policy.
Upset at the insurer and his lost income, he called Fields Disability for help. Our attorneys drafted a strong two-part appeal. The first part was entirely procedural: Guardian was reading its own policy wrong with regards to coverage. The second part was based on the strength of the medical record: our client was clearly disabled. Guardian reversed its denial decision. Our client received a lump-sum payment for back pay and ongoing monthly benefits.”
Medical Service Associate - Baltimore, MD
Sarcoidosis, Depression, Anxiety
“A Medical Service Associate from Maryland developed Sarcoidosis and significant depression and anxiety resulting from the cancer treatment. She left work during her chemotherapy and received long-term disability benefits, but when the chemo stopped, Sedgwick stopped paying her benefits.
Worried about her lost income and struggling to explain her ongoing issues to Sedgwick, she contacted Fields Disability for help with her appeal. Our attorneys drafted an appeal based on our client’s most recent medical treatment. Sedgwick reversed its denial decision, and our client received a lump-sum payment for back pay and ongoing monthly benefits.”
Mechanic - North Vernon, IN
Systemic Degenerative Bone Disease, Sciatic Nerve Damage, Anxiety, Depression, Insomnia, IBS
“A mechanic from Indiana developed systemic degenerative bone disease and was forced out of work. After leaving work, she began suffering from extensive mental health issues. She applied for and was granted Long Term Disability benefits. She remained on claim for two years before Unum canceled her benefits when her policy changed the definition of “Totally Disabled.”
Knowing she needed help appealing Unum’s decision, she retained Fields Disability to fight for her case. The Fields team began requesting updated medical records from her providers and crafting an appeal of the insurer’s arguments in their denial letter. The Fields attorneys submitted their appeal and within a few weeks, Unum had overturned their prior denial and were issuing a check for back benefits.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
