PROVEN LAWSUIT RESULTS

Senior Project Designer - Stoneham, MA

Cellulitis, Recurrent Leg Infection, Panic Attacks

“A Senior Project Designer from Massachusetts suffered a broken leg from a skiing accident. The doctors put pins into her leg. Eventually, the pins caused an infection and needed to be replaced. The leg infection did not go away, and the Project Designer was forced to stop work. She was approved for long-term disability benefits through Unum. After four years, Unum suddenly stopped paying benefits; saying that they did not receive the correct paperwork.

Frightened by her sudden loss of income, she called Fields Disability for help. Our attorneys immediately requested our client’s file from Unum. They also called of our client’s doctors to obtain updated medical reports. Fields Attorneys used medical records and legal research to build a strong appeal. Unum overturned their denial and reinstated benefits to our client. Our client was pleased to be done fighting her insurance company, and is happy to move forward with her life.”

Lead Printing Pressman - Hohenwald, TN

Bilateral Osteoarthritis of the Knees, Severe Patellofemoral Arthritis in the Left Knee, Chemical Dependency, Right and Left Total Knee Replacement Surgery, Right Total Knee Arthroplasty Revision Surgery with a Consequential Infection

“Our client became disabled and filed a claim for long-term disability benefits, which was approved by Liberty Mutual. Benefits started and continued until Liberty Mutual sent a letter that stated our client’s long-term disability benefits were terminated because Liberty Mutual believed that the medical information it had was not sufficient proof to determine he meets the definition of disability, as required to receive continued benefits.

Our client was very upset with the sudden loss of income and contacted the attorneys at Fields Disability to help him appeal this adverse decision. Once retained, the attorneys at Fields Disability acquired medical records, functional capacity evaluations, and reports from our client’s treating doctors and submitted an appeal. In response to the appeal, Liberty Mutual made a decision reverse its prior decision and approved benefits, but only for a limited period of time.

Not fully content with this decision, the attorneys at Fields Disability filed another appeal requesting all the long-term disability benefits be paid and that they continue to be paid to the present day as our client was still unable to work. In response to the second appeal, Liberty Mutual made a decision reversing its prior decision and approved all of our client’s long-term disability benefits.”

Distribution Tester - Lusby, MD

Post-Traumatic Stress Disorder, Major Depressive Disorder, Panic Disorder, Anxiety, Depression, Kidney Stones, Tight Toe Tumor Removal, Diabetes, Hypertension, Hypercholesterolemia, Obesity

“Prior to his disabilities, this 59-year-old Maryland resident worked as a Distribution Tester for several years until he went out of work following a severely traumatic event of being shot at while sitting in his work truck. As a result of this traumatic event our client suffered from bullet fragments in his neck, and glass fragments in his face. Subsequently, he developed severe anxiety and panic attacks.

However, Cigna denied our client’s long-term disability benefits claim, alleging that they did not received any measurable clinical findings to support his inability to work. Cigna went on to claim that our client’s medical conditions did not preclude him from performing the material duties of his regular occupation.

Shocked at this decision, this Maryland resident contacted the attorneys at Fields Disability with only 45 days to submit an appeal. The attorneys at Fields Disability were able to quickly and efficiently collect all the medical records and reports from this client’s doctors and submit an appeal to Cigna. After receiving the appeal, Cigna quickly realized they needed to overturn their prior decision to deny benefits, and determined our client was disabled based on the appeal submitted. Cigna issued a check for all the months our client was entitled to immediately, and our client was very happy with the work the Fields attorneys did on his long-term disability appeal.”

Marketing Manager - Perkiomenville, PA

Lyme Disease, Fibromyalgia, Chronic Fatigue Syndrome

“Our Client was a marketing manager based in Pennsylvania. She contracted Lyme disease and developed associated fibromyalgia and chronic fatigue syndrome. She was unable to perform her skilled and stressful work which included travel, entertaining clients, and regularly working more than 40-hours per week. Her long-term disability insurer initially paid her claim but later denied her benefits stating that she was able to return to her work as a marketing manager.

Our client filed her own appeal which showed that the was unable to even perform a desk job on a sustained basis. The insurer denied her appeal. Fields Disability assisted our client with a federal lawsuit. During settlement negotiations, the insurer claimed our client’s benefits were limited to just 24 months total due to policy limitations. Our attorneys successfully negotiated a settlement well in excess of the 24 month limitation and assisted our client in closing her case on favorable terms.”

Plumber - Nashville, TN

Fibromyalgia

“A plumber ceased working due to the development of fibromyalgia and chronic fatigue. His symptoms resulted in an inability to keep up with the strenuous physical demands of the job. The insurance company gave him trouble right from the onset. After denying his application, they sent him to a functional capacity evaluation. Even though the functional capacity evaluation clearly showed the man was unable to perform heavy lifting, the insurer denied his benefits. They told him that his inability to do the required lifting was due to taking time off from work.

Our attorneys filed a lawsuit in federal court on his behalf. After reviewing the insurance company’s records, Fields attorneys found several critical errors in the decision to deny benefits. We were able to leverage the errors into a favorable settlement, and our client was able to use the money to continue treating for his disability in hopes to improve his condition.”